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Six ways to boost your financial IQ – Bankless Times

Six ways to boost your financial IQ – Bankless Times
banklesstimes.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from banklesstimes.com Daily Mail and Mail on Sunday newspapers.

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Five Tips to Find the Best Mortgage for You in Billings


Five Tips to Find the Best Mortgage for You in Billings
The housing market is the hottest it has been in years. If you’re looking for a new home,
First Federal Bank & Trustsays now is a great time to take advantage of low interest rates and buy. The type of mortgage and down payment you pursue can have a long-term effect on your finances, so you want to make sure your working with the best professionals in the area.
Familiar with the market and the area, First Federal Bank & Trust has been a locally owned and operated bank since 1935. They offer business, personal, home loans, and more banking options in the area. Because of their experience and background, we asked their leaders for their top tips on shopping for a mortgage: ....

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How to Choose the Right Credit Card


Step 1: Check Your Credit Score
Before you start shopping for a credit card, take a step back and look at your credit score. Your credit score is a 3-digit number that helps lenders assess your “creditworthiness,” or your ability to repay debt.
In Canada, credit scores range from 300 to 900, with a score of 700 or higher being considered optimal. Many lenders place credit scores in five categories.
Excellent (741 – 900)
If your credit score is excellent, you’re in the top echelon of credit holders. An excellent score means you pay debt time, never miss payments, and probably have a low debt-to-income ratio. In the eyes of lenders, your risk is really low, meaning you shouldn’t have problems securing premium and platinum credit cards. ....

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