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Pandemic may cut life policy cover

Pandemic may cut life policy cover
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The situation in life insurance is similar to health where insurers are cautious in terms of accepting proposals from those who have recently recovered from Covid and impose a waiting period or exclusions.
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(This story originally appeared in
on Apr 28, 2021)Chennai: Life insurance companies have turned cautious and tightened underwriting norms for high-value policies in the wake of the Covid pandemic and pullback by reinsurance companies citing low rates in India.
Obtaining a cover is particularly challenging for those who have recently recovered from Covid as the company requires further screening. A year ago, a 35-year-old could purchase a Rs 1-crore term cover after a telemedical check-up. However, if he had contracted Covid, he would have had to undergo a battery of tests. ....

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Bajaj Finserv fourth quarter profit jumps over 4-folds to Rs 979 cr

Read more about Bajaj Finserv fourth quarter profit jumps over 4-folds to Rs 979 cr on Business Standard. The jump was driven by its insurance business. ....

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Irdai tells insurers to complain about errant hospitals

Irdai tells insurers to complain about errant hospitals
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Irdai tells insurers to complain about errant hospitals
Swati Rathor / TNN / Updated: Apr 24, 2021, 10:03 IST
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HYDERABAD: A day after Union finance minister Nirmala Sitharaman tweeted about reports of hospitals denying cashless services to Covid-19 patients and asked Insurance Regulator and Development Authority of India (Irdai) to take action, the insurance watchdog has directed insurers to lodge complaints of such malpractices directly with state governments.
Irdai said it has come across reports of certain network hospitals charging high rates and insisting on cash payments from policyholders for providing treatment to Covid-19 infected patients despite having cashless arrangement with insurers. ....

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Welcome To IANS Live - BUSINESS - Act against hospitals denying cashless claims to Covid patients: IRDAI

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Chennai, April 23 (IANS) India s insurance sector regulator has directed general and health insurance companies to take action against hospitals if they don t provide cashless facility for Covid-19 claims.
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Update: 23-April-2021 ....

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IRDAI ask insurers to ensure expeditious settlement of COVID-19 claims

IRDAI ask insurers to ensure expeditious settlement of COVID-19 claims
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Last Updated: Apr 23, 2021, 10:27 PM IST
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Synopsis
The regulator noted that there are reports of certain network providers (hospitals) charging high rates and insisting on cash payments from the policyholders for providing treatment to COVID-19 infected patients despite having cashless arrangement with insurers.
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Regulator IRDAI on Friday asked insurers to ensure expeditious settlement of claims on cashless basis amidst reports of certain hospitals insisting on cash payments from policyholders for the treatment of Covid-19. Insurance Regulatory and Development Authority of India (IRDAI) has also requested all the hospitals not to differentiate the patients in terms of admission or treatment. ....

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