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CALGARY A new report released by LowestRates.ca on Tuesday shows Alberta saw a drop of 3.6 percent in automobile insurance premiums for the first quarter of 2021. However they still remain nearly 15 percent higher, year over year. “Now it s reached an equilibrium, or close to reaching an equilibrium where insurance companies want to compete for Alberta drivers business,” said Justin Thouin, co-founder of LowestRates.ca. Thouin says the removal of a five per cent premium cap on insurance rates from the UCP started the increase of rates nearly two years ago. The cap was brought in by the previous NDP government. ....
Record low interests rates and a heated property market have caused consumer credit limits to grow by 40 percent in the past year. Credit cards account for 6.8 percent of the country s credit limit, with mortages by far the largest proportion, at 90 percent. Photo: 123RF Data out from credit bureau Centrix shows the total credit limit for New Zealanders increased by $28 billion to $306bn, more than three times the government s net debt. Credit limits are a measure of how much debt a person, business or a government can borrow and pay back. The increase in our credit limit has been driven by renewed consumer confidence and record low interest rates, which has seen increasing numbers of Kiwis become more comfortable with borrowing, Centrix managing director Keith McLaughlin said. ....