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A Checklist to Begin ESG Investing

How to build a portfolio that reflects your values in five steps
Ruth Saldanha
20 April, 2021 | 4:28AM
When it comes to retirement accounts, most companies offer too many funds, writes my colleague John Rekenthaler. 15-20 options can intimidate some from starting a plan – and entice others to pick the most trendy, and volatile, performers.
For helping people invest their pensions better, Richard Thaler won a Nobel Prize. He wrote there were too many options even before fund selection. Employees were asked to choose whether to enroll in a plan or not. They were then asked at which rate they wished to contribute. Simple questions, to be sure, but questions that prevented about 20% of workers from getting into a plan in the first place. So, why ask them? Why erect the barriers? Drop new employees into a retirement plan, in specified funds at a specified rate, and be done with the decisions. If those investors wish t ....

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Should RRIF Minimum Withdrawals Be Abolished?

Should RRIF Minimum Withdrawals Be Abolished?
Some argue yes, as the “discriminatory” requirement doesn’t fit the reality of today’s low yields and growing life expectancies
Yan Barcelo
6 April, 2021 | 1:45AM
These times of infinitesimal interest yields and greater life expectancies are dangerously increasing the chances for seniors of outliving their savings. That’s why commentators believe it is time for the Federal government to cancel minimum withdrawal payouts on RRIFs.
For Kelly McCauley, Edmonton West Conservative MP, it’s a question of principle, not only of circumstance. “It is unacceptable and discriminatory to seniors” shoots McCauley, who put forward a motion in 2017 to eliminate the mandatory minimum withdrawal limit on RRIFs. “The liberals voted it down,” he adds. ....

Hibmpk Eihnl Vlzf , Qlyxb Hclj Nz , Kelly Mccauley , Ffmz Mpk , Jieud Ekiqp , F Csl Nkq Par , Office Of The Parliamentary Budget , Edmonton West Conservative , Old Age Security , Guaranteed Income Supplement , Parliamentary Budget Officer , Dca Zqm , Urq Ssztq , Morningstar Basic , Register For , Latest Personal Finance Insights , கெல்லி ம்க்காலீ , அலுவலகம் ஆஃப் தி பாராளுமன்றம் பட்ஜெட் , எட்மண்டன் மேற்கு பழமைவாத , பழையது வாழ்நாள் பாதுகாப்பு , உத்தரவாதம் வருமானம் துணை , பாராளுமன்றம் பட்ஜெட் அதிகாரி , காலை நட்சத்திரம் அடிப்படை , பதிவு க்கு , சமீபத்தியது தனிப்பட்ட நிதி நுண்ணறிவு ,