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The CFPB recently issued a final rule amending Regulation F, to provide additional requirements regarding: (i) the validation notice and disclosures provided at the outset of debt collection, (ii) identifying actions to be taken before a debt collector may report information to a consumer reporting agency (CRA), and (iii) prohibiting time-barred debt collection.  The final rule becomes effective on November 30, 2021.
Validation Notice
Under the final rule, debt collectors must provide the consumer with certain information relating to the debt and the consumer’s rights (Validation Notice).  The Validation Notice must be provided either in the debt collector’s initial communication to the consumer, or within 5 days of the initial communication, and must include the following information: ....

Weiner Brodsky Kider , Validation Notice , Actions Before Credit Reporting , வீனர் ப்ரோட்ஸ்கேய் கீடேர் , சரிபார்த்தல் அறிவிப்பு , செயல்கள் முன் கடன் புகாரளித்தல் ,