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The Adoption and Regulation of Digital Signature in Indonesia


digital signature
The digital signature startup is currently run under a regulation issued by the Ministry of Communication and Information, OJK, and BI
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Digital signatures have started to get more popular amid the rapid increase of digital services, especially in the financial sector, such as in banking applications or fintech. Using this opportunity, startups engaged in providing digital signature platforms are starting to maximize their presence. ....

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Fintech In Indonesia – Financial Regulation - Technology


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Fintech products and services in Indonesia are mainly regulated
by two government bodies, Bank Indonesia and the Financial Services
Authority (OJK).
Bank Indonesia Regulation No. 19/12/PBI/2017 regarding the
Organization of Financial Technology, dated 30 November 2017,
regulates fintech activities that require licensing or registration
in relation to monetary stability, financial system stability and
payment systems, as follows:
payment system activities, including
authorization, clearing, final settlement and implementation of
payment; for example, blockchain or distributed ledgers for the
provision of fund transfers, electronic money, electronic wallet
and mobile payments; ....

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How New P2P Regulations Make the Industry Safer for Investors in Southeast Asia


How New P2P Regulations Make the Industry Safer for Investors in Southeast Asia
December 10, 2020 @ 1:50 pm By Milena Naitoh
Digital lending platforms have made strong inroads in Southeast Asia over the past few years. In 2016 alone, peer-to-peer (P2P) business lending generated US$115.01 million more than half of Southeast Asia’s total alternative financing market that year. 
This growth can be attributed to a combination of two factors: 
A high mobile penetration rate of 133%, with some people having two phones (or SIM cards) or more
A massive funding gap, where micro, small, and medium-sized enterprises (MSMEs) have unmet financing needs amounting to US$300 billion, despite the fact that small businesses account for 40% of Southeast Asia’s gross domestic product (GDP) and 70% of the region’s workforce, according to a Deloitte report ....

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