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Financial advice: how to survive on a low income

Are you living paycheck to paycheck? Are you worried you will get behind and fall into debt? Don’t worry, with some money management and budgeting you can. ....

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Financial Survival Guide To See You Through Second Wave Of Covid-19


Financial Survival Guide To See You Through Second Wave Of Covid-19
Financial Survival Guide To See You Through Second Wave Of Covid-19
With crores of people being furloughed, incomes have taken a huge hit. Even the lives of those who haven t lost their jobs have changed completely, with work-from-home becoming the norm for many.
Updated: April 19, 2021 5:31 pm IST
The second wave of Covid-19 is truly upon us and is likely to influence the way we work into the future. Though the pandemic has created overwhelming fear, what s causing even more anxiety is the resulting financial pressure arising out of this situation of uncertainty. With crores of people being furloughed, incomes have taken a huge hit. Even the lives of those who haven t lost their jobs have changed completely, with work-from-home becoming the norm for many. As a result, the financial setup of many people may no longer match their needs, and finding a way forward can appear impossible. But with ....

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Creating a budget (and sticking with it) - On the Money with Jarryd Neves


On the Money. Budding stock market investor Jarryd Neves, of BizNews, sends out an invitation to everyone who wants to ask questions about share investing – but is too embarrassed to ask. Write to [email protected] And tune in for his regular Monday column: On the Money
Mention the word ‘budget’ to someone who’s just landed their first job and their smile will quickly dissolve into a frown, with eyes as dead as the night. Yes, budgeting is a rather boring – but essential – thing that we all should do, but don’t.
It may not be exciting or allow you to blow your payslip as you wish, but it does teach you to manage your money and gain a modicum of financial discipline. Perhaps a less dreary way to describe a budget is to call it your spending plan. Working out how much you’re prepared to spend and save each month can simplify things and make sure that you’re always covered for the essentials. ....

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Financial Friday: 5 financial New Year's resolutions we should all keep


Financial Friday: 5 financial New Year’s resolutions we should all keep
Financial Friday: 5 financial resolutions for 2021
By Haley Baker | January 1, 2021 at 5:23 AM CST - Updated January 1 at 1:11 PM
HUNTSVILLE, Ala. (WAFF) - The start of a new year is the perfect time to reflect on what you want to improve in your life and to create plans to make it happen.
Think beyond losing weight and reading more.
WAFF spoke to LeJuan George, Senior Business Development Officer at Redstone Federal Credit Union. He offered the following 5 resolutions we should all have on our list for 2021.
Create a budget that you will stick to: Your budget should fit your lifestyle. ....

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Oh, Baby! 5 Ways to Save When You're Starting a Family


5 Ways to Save When You’re Starting a Family
Newborns are a lot more expensive than many people think.
If we all waited until we were financially secure enough to start a family, the human race would die out.
OK, maybe I’m exaggerating a little, but even amid the current uncertainties, at least one thing remains true: Starting a family costs money. And if you’re not careful, you can end up in a lot of debt.
The Baby Center has a first-year calculator to help you estimate how much you’ll spend in the first year alone. And when you figure in the ongoing costs of child care, future school tuition and the endless number of shoes they’ll outgrow in six weeks, it can really start to add up. ....

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