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Province Seeks Feedback on Adult Capacity and Decision-making Act

News releases from the Government of Nova Scotia ....

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The ultimate CPF guide 2021: Contributions, interest rates, minimum sums & calculators

12.5 per cent
Note on CPF contributions for 55 & above: Over the next 10 years, CPF contributions for older workers will be gradually adjusted upwards to meet the full contribution rate of 37per cent (employee + employer). The CPF contribution rates will only drop after age 60.
By the way, if you’re self-employed, none of the above applies to you. Any CPF contributions are voluntary EXCEPT Medisave contributions, which you’ll be prompted to pay after filing your taxes each year.
Example
Let’s say you are a 30-year-old earning a monthly salary of $5,000.
Every month, your employee’s contribution to CPF will be 20 per cent of your wage. That means that $1,000 will be deducted from your salary every month and deposited into your CPF accounts. ....

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5 things you must do if your spouse passes away

December 18, 2020
Unsplash
Few things are more difficult than coping with the loss of a loved one, especially a spouse. While the grieving process varies from person to person, you should take your time to get you and your spouse s affairs in order.
One thing to keep in mind during this delicate time is your financial situation. Here are some key things to remember when you lose a loved one to help you retain long-term stability.
1. Consider any outstanding debt your spouse may have left
You may feel worried if you or your spouse has any outstanding debt. If you and your spouse collectively have more than one loan active, it might be worth consolidating your debt into one loan. Debt Consolidation Plans are long-term and lower-interest solutions which consolidate your loans into one large loan, giving you less to worry about. ....

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