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India's e-payments space: A dawn or down of retail in India?

India s e-payments space: A dawn or down of retail in India?
With the government unwilling to foot the bill on digital transactions and no viable business model for banks, there are no incentives for banks to maintain the UPI infrastructure
The payments space in India is tangled in various knots and there are many teething issues that will arise in the future
Technology companies like Google, Facebook, and Amazon are now in a new competition amongst themselves. There is a race to digitise small businesses in India by opening digital storefronts.
More than 90% of Indian retail is unorganised and large organised retailers have not been able to crack mom-and-pop stores in India called Kiranas. They also hold an undisputed sway - 98% of the grocery retail market. Therein lies the unique opportunity to make them a part of the formal organised ecosystem. ....

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Budget 2021: Rs1,500 crore for digital payments industry to offset MDR losses

Budget 2021: Rs1,500 crore for digital payments industry to offset MDR losses
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The finance minister had in Budget 2019 waived off merchant discount rates (MDR) on UPI and RuPay transactions, to give a fillip to digital payments.
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Mumbai: India’s burgeoning digital payments industry received a budget boost from Finance Minister Nirmala Sitharaman by way of a Rs 1,500 crore fund earmarked for the growth of the sector and to “incentivise” businesses deploying solutions.
Industry chief executives and experts told ET that the newly announced fund could be the much sought-after “compensation” for the losses incurred by the industry on account of the waiver of Merchant Discount Rates (MDR) on UPI and RuPay transactions announced by the finance minister in her first budget in 2019. ....

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Budget 2021 Highlights: What's in it for startups

Budget 2021 Highlights: What s in it for startups
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Last Updated: Feb 01, 2021, 09:00 PM IST
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Nirmala Sitharaman presented the much-anticipated Union Budget 2021-22 on Monday, aimed at boosting the pandemic-hit Indian economy. Here s a quick look at the key tech and startup highlights of her budget speech.
ETtech
Finance Minister Nirmala Sitharaman presented the much-anticipated Union Budget 2021-22 on Monday, aimed at boosting the pandemic-hit Indian economy.
The first budget of the decade was also India’s first paperless budget, with the finance minister
replacing the Swadeshi bahi khata with a Made in India tablet. “The preparation of this Budget was undertaken in circumstances like never before,” Sitharaman said at the start of her nearly two-hour budget speech. ....

Nirmala Sitharaman , Person Companies Opcs , International Financial Services Centre , Union Budget , Finance Minister Nirmala Sitharaman , Merchant Discount Rates , One Person Companies , Non Resident Indians , Digital Census , சர்வதேச நிதி சேவைகள் மையம் , தொழிற்சங்கம் பட்ஜெட் , வணிகர் தள்ளுபடி ரேட்ஸ் , ஒன்று நபர் நிறுவனங்கள் , அல்லாத குடியிருப்பாளர் இந்தியர்கள் , டிஜிட்டல் மக்கள் தொகை கணக்கெடுப்பு ,