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Expanding digital-only lenders open up framework questions


Expanding digital-only lenders open up framework questions
15:39 | 07/01/2021
Expanding digital-only lenders open up framework questions, illustration photo
Digital-only group TNEX, in partnership with Vietnamese lender Vietnam Maritime Bank (MSB), is boasting about its service speed as a core component of its business. It takes just a few minutes to register, and new customers will immediately receive a free-for-life revolutionary bank account and virtual debit card with virtual TNEX Blue Card within 24 hours.
According to Bryan Carroll, TNEX CEO and also chief digital officer at MSB, TNEX is the first cloud-based bank in Vietnam where everything is open source.
TNEX leverages user data analytics, AI, and machine learning for event streaming, and also a number of Amazon tools. It will also shortly move to utilising facial recognition. ....

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Banks post rosy consumer lending performance by year-end despite COVID-19 threat


Banks post rosy consumer lending performance by year-end despite COVID-19 threat
16:09 | 22/12/2020
To fuel year-end demand, a slew of banks have relaxed lending rates to attract customers
Compared to the first half this year, many banks have seen their credit volume triple or quadruple in recent months.
For instance, Ho Chi Minh City-based commercial lender HDBank’s credit has expanded by more than 11 per cent in the first 11 months of this year. Meanwhile, Vietcombank – the largest bank in the system – has reported strong growth momentum in recent months after a setback in the early months of the year.
According to Vietcombank chairman Nghiem Xuan Thanh, by the end of November, the bank posted 10 per cent credit growth and was recently authorised by the central bank (SBV) to expand its credit by 14 per cent. ....

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