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Nan Shan, Gogoro team up on usage-based insurance SAFE RIDERS: The special vehicle insurance policy’s premium is determined by a rider’s behavior on the road, such as speed, distance, driving habits By Kao Shih-ching / Staff reporter Nan Shan General Insurance Co (南山產險) yesterday launched the nation’s first usage-based insurance (UBI) policy in collaboration with Gogoro Inc (睿能創意), with the special policy expected to benefit safe riders. Unlike traditional vehicle insurance policies, in which premiums are calculated based on the insured’s age, gender and driving record, UBI premiums would be determined by the insured’s behavior on the road. ....