is -- it took taxpayer money, but, it became one of the most profitable of the wall street banks. and, basically, what they were doing was, they were taking these things called cdos and, you can call them xyz, abcs, but as you said, they were the riskiest of the mortgage instruments. they were designed to fail, and they were designed by a hedge fund guy who made a killing on the whole -- >> gregg: treep 3.7 billion dollars, and he knew they'd go down and they were the worst of the worst subprimes and the clients buying the bonds would only make a profit if the value gained, right? >> exactly. if they were sold as basically your -- this is a steady, perhaps a little bit risky way of betting on the housing market. the boom would continue.