percent homeownership, and it was upside of 70 percent before all this mess happened. and now if you take away the underwater borrowers, the effective homeownership rate is 56.6 percent and we have not seen that in decades. >>shepard: end ahead? >> no yet. interestingly, people say that the end of being underwater in the mortgage could be three to five years away. some day. some day. >>shepard: hang tight. you can watch gerri tonight at 5:00 eastern, 4:00 in oxford on the fox business network, the willis report on fbn, the fastest growing business news on television, and if you don't get it "demand it." speaking of wall street, bloomburg is reporting that walking's biggest bangs are on the way to the second highest profit -- ever. second only to the profits made last year!
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