currently off 37 those who have a high turnover will have to get a fancy plans. >> many companies will stop offering insurance. mckinsey and company said over one-third employers are already considering. john: the penalty is cheaper. >> right. the mandated plan adds $1.79 per hour every hour to the cost of hiring and a full-time employer and neurosurgeons it does not matter but intrigue people it does. so employers can stop offering and paid the penalty, they will.