with better car replacement, available only with berty mutual auto insurance, if your car is totaled, we give you the money for a ca one model year newer. to learn more, visit us today. responsibility. what's your policy? >> treasury secretary tim geithner said s&p showed terrible judgment in lowering the u.s. credit rating. really or was it the administration spending that showed terrible judgment? still with us is pen mccall and james of rapid rate international. marshall blackburn from tennessee is with us. first more global markets are opening at this moment. let's get the latest from standard smith. >> -- sandra smith. >> they are falling in correction territory many down 10 percent. hong kong hang seng opening out

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