he had done nothing immoral, that it was not important, the fact that soon yi was his long term girlfriend's daughter was not important. not understanding the pain he caused to this we're going to come back after break and talk more about this with lisa. the it card ands your first time missing a payment, so there's no late fee. really? yep! so is your husband off the hook? no. he went out for milk last week and came back with a puppy. hold it. hold it. hold it. at discover, we treat you like you'd treat you. get the it card with late payment forgiveness.