Hebid giving people chance to evaluate offers from doctors across the country and then travel to get the care of their choice. Here to discuss how it all works, the president , ralph weber. Ralph, what is the experience, i go online what happens . Well, you go online and make a request. Depend if you work for employer that uses met at thatbid as source care or individual. You make a request and put in parameters. Health questions, height, weight, any medication allergies. You can put in how far youre willing to travel, if at all. Then you request a bid. You can review all the doctor as profiles. So you see where they went to medical school, what their training was, what their experience is. How many of these procedures they do every year. So you really get to see a lot about the quality of the doctor, as you make the request. Melissa wow. With traditional insurance, all you know is in network or out of network. Melissa you really dont know that much. Although you are able to ask people in your community, generally, if your community is smaller that everybody sort of knows everybody. I have a lot of questions about all that. So if im an individual do i have to join and pay a fee in order to go look at my employer is not a member . Yeah, if your employer is not a member, you can pay 25 for one request or join 4. 95 per month. That is oneyear commitment and go on anytime you like to make a request. Melissa biggest question everyone in the audience has what kind of doctors on the network . Does it include everyone . Is it just a small group . What percentage of doctors available in america are on the website . Not a huge percentage. We look doctors not mainstream big box type of providers. Doctors prefer getting cash at the time of care. The traditional insurance model where they will, you know, charge one price that is called the charge master. Then they carry a reprices it to the allowable, and then theyre paid a portion of that. It sometimes takes 120 days or so to get their money. So the doctors like getting paid at the time of the care. Also they get to set their own prices. Yeah. With traditional insurance theyre told what they would be paid that is it. Melissa that is interesting. Get to set their own prices to see what the market will bear. A lot of people tweeted common to travel to Sloane Kettering or for treatment. Theyre familiar with traveling to big names like that. Do you have big names on your site . Baylor in houston. Md anderson is participating on very small level. We talked to kerlin jobe in los angeles. They kind of were looking at it. They havent made a final evaluation. Absolutely, and we have overseas facility like in bangkok. Melissa let me ask you about how some financials work. Say i get to, the doctor looks great online, for whatever you can tell. I have the same problem when im on my own healthnet work and looking to see the education until you see them you dont know them. Say you meet them and see hospital dont feel good about it. What happens then . Do you lose the travel money . How dot financials work . Okay, if you paid for your own flight, then, yeah, i mean youve had sort of twoday vacation i guess or whatever. I mean it is not much different than if you looked in the yellow pages and went to md anderson or local corner hospital either way. If you get there, you dont like the physician for whatever reason. Now keep in mind youve had a lot of transactions before you get to there. A lot of doctors when they respond to a bid they will say, okay, before, before we go through this, maybe we should have a phone call or talk on skype or Something Like that. Melissa yeah. So usually by the time you get there youve actually kind of met the person, sort of online. Melissa how does insurance play into this . A couple of articles reading about this, in some cases your Insurance Company will pay for to you fly to another place if it is significantly cheaper for then. How do you get your Insurance Company involved in shopping for prices . A lot of people use private Third Party Administrators where they have more flexibility and it has to be right in the Plan Document where it will allow. Some big carriers wont actually allow you to negotiate a better price without considering it out of network which means you pay more of a deductible. You have to make sure your plan is set up to wraparound this kind of travel arrangement. Melissa yeah. If youre geting a Knee Replacement for 21,000 versus 70, it would be foolish for the carrier not to cover. So with selffunded employers where they can do this. Melissa what is the most common type of surgery people are traveling for . What do you see the most . I imagine it isnt emergency surgery where people are price compareing. That is true. Our app is not quite fast enough to work in the ambulance. A lot of people are using Knee Replacement, hip replacement, colonoscopies. Those are some of our more common. Rotator cuff repair. A lot of requests for cosmetic procedures. I think orthopedic would be the most common surgery because theyre mostly preplanned. Melissa no, its a very interesting mod did he because of course were going through these dramatic changes in health care. People are trying to figure out as theyre forced to bear more of a budden of the cost how they can make it cheaper for themselves. Here in new york a lot of doctors stopped taking insurance all together and gone to all cash because the system is so hard to deal with. Yeah. Melissa an application like yours i can see it gaining a lot of popularity as people realize theyre really out there on their own trying to fend for themselves. Ralph weber, great stuff, thank you so much. Very interesting. It is not just about price though, melissa. Not just about price. When you go to hotels. Com, you dont look for a motel 6. It is sometimes about access. Crossing a state line, different medical board has different medical regulations that can drastically increase or decrease the choice. About accessing choice and getting doctor you want rather than the one that covers you. Melissa that is a great point. Im glad you added that. I think it is the wave of the future. Thank you for coming on. Thank you, melissa. Melissa up next wont be long before were driving icars. Who can help apple win the race . Stick around. People piling on the bandwagon saying oracles Larry Ellison is making too damn much. That is all the scoop on wall street. At od, whatever business youre in, thats the business were in with Premium Service like one of the best ontime delivery records and a low claims ratio, we do whatever it takes to make your business our business. Od. Helping the world keep promises. 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The west coast supercharger corridor is officially open for business, so model s owners can travel between san diego, california, and vancouver, canada, without worry. Is the buyout a good or bad idea . Gene jennings, editorinchief for automobile magazine, dan fairies, analyst with stansbury associates. Let me start with you, is this a match made in heaven, icar courtesy of tesla . Foral lon of course it might be because he himself said their company is has a higher valuation than we rightly deserve. It might be the perfect time. Melissa dan what do you think . I think tesla would be a really bad investment for apple. Set aside arguments whether or not the technologies work together. Tesla is a horrible investment. It is an Unprofitable Company in one of most capital intensive, ultracompetitive low margin industries in the world. Not a good idea. Melissa let me try to make some of the arguments why it might make sense, dan. Look at apple, stockholder fallen out of love with apple basically since the passing of steve jobs. Maybe they need that injection, that magic factor. They need the charismatic person to be back in the company, dreaming up new inventions and making apple what it was. Couldnt elon musk be that kind of creative, driving force, who could bring the imagination and the love back to apple . No, youre shaking your head already. Ready to shoot me down. Let me have it. No, heres the problem, steve jobs, elon musk, not the same. Steve jobs solutionized four industries, music phones, movies and computers. All those are insanely profitable businesses today and elon musk is enamored with these kind of very cuttingedge, he is a dreamer, right . You about very cuttingedge technologies and he is not making money at it. Melissa jean, elon making a whole lot of money for ebay through paypal. That is definitely a 8dollar home run. What do you think . I think dan has a lot of great points. But lets talk about what elon has done in an industry that basically no individual is capable of actually making a car like he has done. He has been incredibly successful. He has had a hello of a month. He has just done a deal with panasonic to produce batteries. He has done a deal with at t wireless to provide internet connectivity. He has done his corridor but he has done the big trio of big moves. Number one, he got two of the four major car magazines in america to name that car an automobile magazines case, automobile of the year. Motor trend car of the year, because it was flatout the best and most exciting car produced last year. In addition to that, Consumer Reports has just given it a recommended rating, the same rating they took away from camry and said it was one of the highest, highest placegetting tests they have ever done in their history. 99 out of 100 points, just performsancewise. In addition to that, the last piece of that nhtsa safety rating. Five stars in every single category. Nhtsa said it is highest rated, safest car they have ever melissa of all time. The problem dan will say to you, show me the money. Unless you own the stock they are not selling a whole bunch of these cars and making a whole bunch of these cars, right, dan. Exactly. Exactly. No argument. 90,000 car. Lets say the three of us owned apple all together, okay . Were bringing in 45 billion in cash flow a year, Free Cash Flow. Biggest nonfinancial Free Cash Flow stream in the world. I come to you too, hey, lets spend 25 or 30 billion we need to take over tesla . Melissa what about the idevice . They need the next big idea. They need the next revenue stream. They need something beyond the phone, the ipad, the computer. Your car, it is the logical extension. That is why german analyst came up with the idea that applings next thing is icar, why not . Let me have it. No, the icar, look this technology will be in cars one day, we dont argue that point but the next thing will probably be, the next category will probably be tv, right . That would be the next category. Melissa they have already got apple tv. Theyre working on that. Theyre perfecting it. Were going beyond tv the next thing is the car. Jean, go ahead. Not a real itv though. Next thing is the future of transportation which is going to be the connected car and autonomous car. There is no doubt about it. And all of agreed. All of the technology involved that is involved in this is in place now. So it is a matter of knitting it all together. The next technology is work on that elon. Melissa you hate the idea of apple doing cars or hate idea of them partnering with elon musk . I dont hate the idea of them partnering with musk. I hate the idea of apple spending the 25 or 30 billion you would need to do buy a cap that burns 330 million a year in cash. Melissa very fair point. At end of the day it is all about money. You boiled it down to the dollars and i love that well end the segment there. Thanks to both of you, great job. Thank you. Melissa that was billionaire Larry Ellison is making too much money at expense of oracle shareholders. Pension fund are piling on saying hell yeah. It is all the word on wall street. Is walmart setting sights on job seekers with criminal pasts. Why they are rolling out the red carpet for criminal workers with criminal pasts. Do you have have too much money . When we made our commitment to the gulf, bp had two big goals help the gulf recover and learn from what happened so we could be a better, safer energy company. I can tell you safety is at the heart of everything we do. Weve added cuttingedge technology, like a new deepwater well cap and a stateoftheart monitoring center, whe experts watch over all drilling activity twentyfourseven. And were sharing what weve learned, so we can all produce energy more safely. Our commitment has never been stronger. So i can reach ally bank 24 7, but there ar24 7. Branches . Im sorry, im just really reluctant to try new things. Really . Whats wrong with trying new things . Look mommys new vacuum cat screech you feel that in your muscles . I do. Drink water. Its a long story. Well, not having branches lets us give you great rates and service. Id like that. A new way to bank. A better way to save. Ally bank. Your money needs an ally. Melissa time for juiciest part of the day, what is rumors and true, investors up in arms over oracle ceo Larry Ellisons pay. They are teaming together to wage a campaign opposing reelection of some of the companys directors at todays annual meeting. The fury is growing. It is about whether ellison is making too much money at shareholders expense. Larry ellison always attract ad little too much attention to himself everything he is doing, whether enormous yachts or enormous pay day. Is it finally catching up to him, spencer, what do you think . Not his behavior, when he is making money, fine, the stock is only up a couple of percent this year, not doing so great. For years there have been cop plains about him being highest paid ceo, most years being highest paid ceo. He get as salary of one dollar like a lot of guys. Melissa if you look at total compensation, compare it to other big ceos in the same industry, Larry Ellison, 94. 6 million. And that is his salary but that is also,. Must are options, paul otellini, john chambers, tim cook, steve ballmer, tiny fraction. Nothing is even close to what Larry Ellison , brian, why is he getting that much money again . Hard to argue with it first of all because the stock, market cap is almost over doubled since may 2003. In many respects he earned it. What are you getting for oracle . Paying for past performance like the shrug who hit the free agent market. Oracle shares since mid 2010 underperformed dow, sap and nasdaq. Its a tech stock. Melissa over long run it has done well, yeartodate, last year, one month, three month, anyway you slice it is lagging s p and. Some cases by a lot. S p is up 20 . So it is just, you know performance of the company. Melissa spencer maybe it is time for him to go . So not necessarily for him to to. What does Larry Ellison bring to oracle . He was the force behind it. He was person pushing it. Today, you cant, he is not analogous to steve jobs. Not indispensable person. Melissa right. Happens to be owner of a quarter of the stock and one of the richest men in the world. Worth about 40 billion. Melissa is the driver, the person the company is really all about . Look at what steve jobs was, of course but you look at other people where the company is really about them. Martha stewart. You know is the guy the driving force behind the company or is the Company Almost independent of him now . I sure hope not. The fact he made a lot of bad acquisitions, if im shareholder im worried about how the guy spends on their money, on bad acquisitions and running sailing events. They have two independent direct, to. Chairman of the company is former employee of the they need more independent directors on oracles board. Third of all, look at mark hurd. This guy may inherit the whole company. Will he step in the face of Larry Ellison, and say hey youre making too much . Probably not. Melissa before we even tackle the issue of Larry Ellison we have to tackle issue on the board which is beholden to him, doing exactly what he wants. When he is making 94 million a year. Big u. K. Pension fund pressing for changes. Calpers, california state retirement system. Theyre powerful. Own 11. 5 million shares. New york city, for example, 11. 3 million shares. Everybody is clamoring for a change in the board to begin with. Do you think the move will be successful. No. Melissa no . I dont think it will be successful. You have votes for damning, say on pay. Thanks but no thanks. We like the way we are paying him. Very, very difficult with the ceo controlling quarter of the stock and melissa maybe that is why the stock is lagging. This is the problem for the stock. Bad acquisition or this idea of someone running it out of control . It is because of all the acquisition. I point to last year, put up pretax operating profit increase. Beneath the surface, actually with many respects high single digit. Sun microsystems in 2008, too high a price. Had to write it down. Business underperforming. This guy has to go. Time for new blood. Melissa he bought one of the hawaiian islands. A lot of resorts there. A lot of investment. Highprofile. Bankrolled two victories of americas cup. Missed his developers conference. That was a huge deal. Talking about that before because of americas cup. 200 milliondollar japanesethemed compound in silicon valley. Should he tone down his lifestyle a little bit . As he sees the tide turning against him . Would it help or is it too late . What is the scuttlebutt . It looks bad for sure to buy an hawaiian island, not attend your developers conference. Keynote that 40,000 people traveled. Melissa dont look like a 94 million a year man when you do that. Doesnt look good at all. His behavior is not egregious enough yet. Melissa really . Too much wrapped up into the company. Once he does something that is really embarrassing or he gets bps too old to hang on do you agree . I am very worried. Fact he is thinking about buying islands and sailing yachts. This is the man in charge of Corporate Strategy of acquisition of company, same strategy, inspiration and buying islands, worrying how to mow a lawn at one of these islands that. Is not good as holder. Thank you so much. Great job. Up next, thinking of filling out a job application at target . You wont have to answer that pesky criminal history question anymore. Should they make it easier for excons to get jobs . Tweet me and tell what you you think. Todays money talker. Who made money today. An International Icon is sure walking on to a whole lot of cash. Keep watching to find out who it is. Well be right back. Tantly putt. So i deserve a small siness credit card with amazing rewards. With the spark cascard from capital one, i get 2 cash back on ery purchase, every day. I break my back around here. Finally soones recognizing me with unlimited rewards meetings start at 11, cindy. [ male announcer get the spark Business Card from capital one. Choose 2 cash back or double miles on every purchase, every d. Whats in your wallet . I need your timesheets, larry see who does good work and compare costs. It doesnt usually work that way with health care. But with unitedhealthcare, i get information on quality rated doctors, Treatment Options and estimates for how much ill pay. That helps me, and my guys, make better decisions. I dont like guesses with my business, and definitely not with our health. Innovations that work for you. Thats health in numbers. Unitedhealthcare. We are the thinkers. The job jugglers. The up allnighters. And the ones who turn ideas into action. Weve made our passions our lifes work. We strive for the moments where we can say, i did it we are entrepreneurs who started it all. With a signature. Legalzoom has helped start over 1 million businesses, turning dreamers into business owners. And were here to help start yours. Melissa if youve got a criminal past ad you were searching for a job, target hey, it might be just the place to look. That is because now target will not ask if youve been convicted of a crime on their initial job application. Target is not the only one. An unbelievable ten states and 51 cities have signed some version of this practice into law. Its got a lot of people fired up. So, of course, it is todays money talk. Joining us now, not submitting to a background check, by the way, susan sullivan, bill farmkin and dennis kneale. Youre mad about this . You know what . This is now the new politically correct, wonderful cause of liberals everywhere, lets pass an actual law telling companies that theyre not allowed to ask applicants at first glance, hey, youve been arrested or convicted of a crime. I say why dont you let companies figure that out instead of dictating to them, and our federal eeoc is at the forefront of that. It sued bmw and Dollar General because they use screening programs. While the intent is not racist, if the impact is racist, well, then, by golly, your policies are illegal. Melissa okay, let him have it. No one would ever accuse me of being a liberal, trust me. But did you know that one out of four American Adults have either an arrest record or a conviction . So you are just melissa so what . Put it on the application, youre not screened out. Well, but i think there probably is a predisposition to see that theyre screened out. The problem with that is what if its a minor infraction . What if it was a kid who got busted for drugs well, then let the company go ahead and make an exception. Let it decide to melissa an informed decision. Absolutely right. The concept is there are laws in states separate and apart from antidiscrimination laws that say if you have a criminal background or criminal problem, it has to be related to the job which youre not eligible for. If you were busted for having a joint ten years ago and now you want to be a cashier, what does that have to do with it . Melissa why does it hurt the employer to know . Because that cant be the reason. It has to be a justifiable reason. The other thing is i used to practice divorce law, i tell you what, divorce makes the sanest person go nuts. [laughter] theres a lot of he said she said when it comes to divorces. If there is a little domestic dispute, thats the only thing on that persons record, im sorry, im going to give them some slack. Melissa i have the right to know if somebodys robbed a bank, i dont want them managing my but thats permissible. Youre not [inaudible conversations] melissa i mean, thats what target is talking about, theyre not going to check the box. No, but the point is they wont check the box, but in the interview it may come out. They may be with able to find out from that screening point. It has to be job related. Just to talk about discrimination for a moment, if 1 in 7 africanamerican males end up in the criminal Justice System and 1 in 30 caucasian males end up in the criminal Justice System, this is a faciallyneutral way to keep people out [inaudible conversations] melissa dennis, i dont buy that at all. A job is a privilege, its not a right. Employers are in business to make a profit. They get to choose who they have in their store working for them. Dennis . Guys, theres something about this. Government always so well with intended, its cruel. What theyre going to do now is the companies are not allowed, in minnesota, theyre not allowed to ask. Thats not true. If i can finish then whats going to happen is after they find out that i was convicted and i got my hopes up, theyre going to dash my dreams and not hire me. That is not true. It has got to be factsensitive, and you are just taking this and making it too simplistic. All theyre doing is saying were going to at least look into this. If the candidate becomes a serious candidate, they have every right [inaudible conversations] melissa up front then. Use it at because they dont know what it is. Check the box [inaudible conversations] leave it up to companies to be intelligent enough to figure out how they want to handle it. Ten mis . Thats [inaudible conversations] melissa hold on, guys. Why should government come in and dictate to because government requires minimum wage laws, and government requires overtime laws and [inaudible conversations] women that we dont discriminate against, you know is the discrimination mere because a company here because a Company Wants to know if youve been arrested . Melissa theyve broken the law. It has a disparaging oh, thats right even if it isnt disparate impact, do you want people coming out of jail and never to work again . Have e. Melissa thats right. Theyll be getting all these other things. What about taxpayers being functioning in society . Wait a minute, i dont hear you guys worrying about entitlements on any other issue, so you cant now use it on your side thats how theyll end up if they dont get a job. What about the idea dont you guys realize government is telling us what to do more and more and more . Government is in our face telling us youve got to have not just any insurance, youve got to have this insurance, telling us pretty soon theyre going to be telling us which leg to put our pants on in the morning. How about just letting business breathe free and i wish that were the case. Melissa amen i am weeping. Go ahead. You are being so idealistic, that is never going to happen. We are talking about one little box on an application that its one little box, what are you guys so worried about . Because [inaudible conversations] as an employer i would say [inaudible] jobs for the people who have not been arrested and convicted of a crime. What campaign makes this easier for felons to be hiredsome. You have children. What if your child in college gets busted for having marijuana melissa then it should be they should never work again . Should my daughter not ever have to pay a price for what shes done wrong . For the rest of her life and not work . Melissa thats it. Theyre saying let an employer ask. Melissa you broke the law, you have to report that going forward. What a spirited discussion. Thank you so much. You were great. All right, coming up, he played one of the most influential engineers ever, and now a top Computer Company is hiring Ashton Kutcher as a product engineer. What . Were going to go behind the scenes to to see if were confusing him with the real steve jobs. Stay right where you are. At the end of the day, it is all about money and heat here on this set at od, whatever business youre in, thats the business were in with Premium Service like one of the best ontime delivery records and a low claims ratio, we do whatever it takes to make your business our business. Od. Helping the world keep promises. Stick with innovation. Stick with power. Stick with technology. Get the flexcare platinum. New from philips sonicare. Ask me what its like to get your best nights sleep every night. 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And my local scottrade Office Guides my learning every step of the way. Becae they know i dont trade like everybody. I trade like me. Im with scottrade. announcer ranked highest in Investor Satisfaction with selfdirected services by j. D. Power and associates. Melissa so tvs highest paid actor scores a new gig. Ashton kutcher is joining forces with lenovo but not to just simply sell the products, as an actual engineer. Kutcher could work with the Computer Company to offer advice on design and software for its yoga tablets. It is a trend in the endorsement industry, using the brains behind the popularity. Here now, celebrity journalist david kaplan and tech expert todd hazelton. Thanks to both of you for joining us. David, what do you think . I mean, this is an interesting one, because ashton, you know, i mean, hes a renowned investor. Hes gotten in a lot of things early, air b b, a lot of big tech companies. Hes not a lightweight in the tech field. At the same time, i have a hard time imagining him actually, you know, designing tablets. Well, you know, theres two things. First of all, hes an influencer which is a word thats bandied around a lot in the celebrity world meaning hes an influence. Lenovos great for him. Hes young, hes cutting edge, and hes huge on twitter. First of all, hes already perceived as having that street cred, but then you want to cross that line, well, does he have the street cred, and he seems to be a real techsavvy guy. When it comes to ideas, i mean, hes on top of the trends. He knows what people want melissa i guess. But, todd, i dont actually know a human being that owns a yoga whatever it is or anything you will because of ashton. [laughter] yoga products are tablets and computer, and theyve melissa do you know a person who owns one . No. Melissa do you . No. To make a point here, i hi as lenovo tries to expand in the United States market space, he could be the right person. I dont think hes going to be back there already coding, although he suggested he has worked closely with startups to do so, but i think its more a play to get a u. S. Presence especially as they move into u. S. Smartphones melissa yeah. I mean, the point of this, though, the larger point, is that consumers are very savvy now. And just having someone out there, you know, hawking your product doesnt get it done. I mean, when you look at who was out there that was out there trying to sell alicia keyes saying that shes blackberry, blackberrys cool, blackberry is not, you know, your grandfathers device from work, its actually cool for young people, and shes doing all this from her iphone, and she gets busted along the way. And consumers are very savvy to understand that when you put a celebrity out there, theyre just doing it for the dollars. So theyre trying to act more integrated into the actual product. Lady gaga, for example. For her, polaroids a good match melissa what is she doing . Shes their creative director. For example, shell design sort of special Edition Polaroid cameras, shell be partaking in advertising melissa in what sense . Is she there making drawings . I know how this works. Shes suggesting ideas like, hey, you know, the camera should be this color, should be pink with this trim. Melissa do you think theyre all rolling their eyes while shes at this meeting saying, yeah, whatever . [laughter] thats exactly whats going on. And i think ashton is going to have to prove himself. If he goes to china, which he said he was going this week, he has to show engineers he knows what hes talking about. Its not simply melissa right. And he says he has his engineering background. Well he dropped out of school. Melissa right. He went to the university of iowa, he was in biochemical engineering, that was his major before he dropped out. I mean, biochemical engineering is not the same thing partying too hard in school. Melissa his twin brother has a lot of ailments, so he was looking at medicine. Thats a far cry from what hes doing now. That that doesnt mean he has any expertise whatsoever in designing hardware. I wouldnt necessarily, though, overestimate the public because just as much as some people are star struck when they see a celebrity endorsement, a celebrity endorsement is huge. While a lot of people are going to be turned off, i mean, every day theres sun someone new being signed melissa did he sell a lot of cool pix . Yes. And it worked great for them. Theres a whole other category of people out there. Specifically, younger people. They like Ashton Melissa [inaudible] front and center in best best buy, right . Theyre going to say, oh, knew con. Lenovos not so well known in the United States. Blackberry was on its way out, so you have to look at the business where its going melissa but this is the new trend in advertising. Its be you look at Kim Kardashian tweeting about Something Different every single day, and people understand shes being paid for that tweet, she probably has no idea what the product is, doesnt use it, doesnt matter. Now consumers are demanding something a little more authentic, and if you look at dr. Dre with the beatz head phones, working with hp to develop better sound technology, heres a celebrity who knows something, who does actually know something about that he has that sort of street cred. So he worked in studios, he knows what to do with head tonies, i havent seen Ashton Kutcher working on laptops. He works with startups, and windows is the problem here. I think people are dwraf tating towards that, so whats he going to do to improve windows . Thats a microsoft problem, not lenovo. Melissa none of us own anything lenovo. Its come a long way. Melissa i dont know. Lets check back in six months and see if we still dont know anybody. Thanks, guys. Happy halloween. From the u. S. , every corner of the globe money has been flying around the world. First to syria,ment inners have completed the destruction of machinery used to dispense chemical weapons. In a statement, quote verified and seen destroyed all of syrias declared chemical weapons production equipment. No word, of course, on syrias undeclared chemical weapons stash. On to england where the public is about to get access to a database aimed at busting tax evaders. The new database contains Company Ownership details. In an effort to expose International Money laundering and tax evasion schemes, the information is specific to those with 25 or more of a companys shares or voting rights. By making it public, the British Government is hoping to put pressure on firms and individuals trying to hide money and profits. Well see if that works. All right, landing in egypt, the countrys tourism board is launching an Ambitious Campaign to lure back visitors that havent been scared off by the political turmoil. Yeah, those pictures not helping with tourism. Youd think being home to one of the wonders of the world would be a big enough draw, but egypt has lost 2. 5 billion in revenue since the revolution began in 2011. A about eleven and a half people visited egypt in 20 the, hoping 2012. Some days youre too sick to work. Other days youre simply sick of work. And like ferris buehler, you just need a day off. From counterfeit colds to fraudulent flus, you wont believe how far some people go. Stick around for spare change. You can never have too much money or too many sick excuses. Americans take care of business. They always have. They always will. Thats why you take charge of your future. Your retirement. Ameriprise advisors can help you like theyve helped millions of others. Listening, planning, working one on one. To help you retire your way. With confidence. Thats what Ameriprise Financial does. Thats what they can do with you. Ameriprise financial. More within reach. Nice car. Sure is. Make a deal with me, kid, and you can have the car and everything that goes along with it. So, what do you say . Hanks. But i think i got this. [ male announcer ] the allnew cla. Set your soul free. She loves to shop online with her debit card. And so does bill, an identity thief who stole marys identity, took over her Bank Accounts and stole her hard earned money. Unfortunately, millions of americans just like you learn all it may take is a little misplaced information to wreak havoc on your life. This is Identity Theft, and no one helps stop it better than lifelock. If mary had lifelocks bank account alerts, she could have been notified in time to help stop it. Lifelock has the most comprehensive Identity Theft protection available, guarding your Social Security number, your money, your credit, even the equity in your home. You even get a 1 million service guarantee. Thats security no one can beat. Dont wait until you become the next victim call the number on your screen and use promo code notme for 60 days of lifelock Identity Theft protection and get a document shredder free. Call the number on your screen or go to lifelock. Com notme. Melissa time for some fun on spare change, we are joined by veronica dagger and david asman. Happy halloween. Were all in red. So its that time of year, holidays approaching, everyones counting how many sick days they have left for the year. What better way to spend night than breaking down the most outlandish sick day excuses ever because theres a lot of people who call in sick on friday. David, have you lied . You know, i honestly have to say melissa come on. No, no, no, i actually come in. Im one of these crazy people who love to work. I had the worst hangover in mm life, so bad [laughter] melissa and came in anyway . It took me about two hours to walk one block because i felt like i was 104. And i came in anyway. But once i got to my desk, my head fell down. We used to work at the wall street journal, i used to work there, and the editor of the wall street journal, who never came to my office, that one day he came in. Luckily, he knew the guy that id been drinking with the night before, and i said, im sorry, i was out with so and so, and he said, okay. Melissa veronica, you have no hope of topping that story. I dont. One of the most outlandish excuses we saw on the Career Builder survey couldnt make it to work because his false teeth flew out the window while he was driving down the highway. Melissa do you think that guy was telling the truth . No. Melissa or do you think Something Else happened, and they made up that crazy excuse . What do you think, veronica . Hes crazy. [laughter] crazy in general. Why would you even share that even if it was true . Melissa right. So you have to be lying. Thats my thought with Something Like that, right . Yeah. Melissa i could see that. 33 of people who called out sick just didnt feel like going to work. Right. They called and said they were sick. Actually, seriously, i did once when i was at the journal, i had to fire somebody because she was always using excuses. But i dont think they were this was before the days of all the surveillance devices and everything many. Melissa they could bust so many people on facebook. They call in sick and then they tweet or they post on facebook thats it. You can prove it now. In my day you couldnt necessarily prove it quite as easily. But now you can prove it, certainly, if they post anything on facebook. And i do know of one person who was caught at a baseball game, and they were seen melissa according to a survey, 30 of employers check on employees, either ask them for a doctors note, or they look on social media when they say theyre sick. So word to the wise out there, the first monday in february is the most popular day for employees to call out sick. First monday in february. I think that makes total sense because you go through the holidays, you come back in january, and you hit youre like, ah, we dont have a day off or anything melissa thats a really good point. So youve been through yeah, either that or its the super bowl. Oh, bingo, thats it. Of course. Melissa i always think, i mean, im always amazed, i do notice people calling in the day after the super bowl, and im shocked by the way, you mentioned false teeth. My favorite is the guy who called in sick because he said a swarm of bees had surrounded his car, and he couldnt get out. [laughter] oh, my goodness. He had proof, i didnt know that. Melissa he had proof of it, obviously, he called someone with a phone. Melissa thanks, guys. It sure is a Beautiful Day for him and his investors. Not sure who it is . Well have the answer right after this. You can never have too much money or too many excuses. She loves a lot of the same things you do. Its what you love about her. 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If you have any sudden decrease or loss in hearing or vision, or iyou have any allergic reactions such as rash, hives, swelling of the lips, tongue or throat, or difficulty breathing or swallowing, stop taking cialis and get medical help right away. Ask your doctor about cialis for daily use and a 30tablet free trial. Melissa whether it is on wall street remains treat coming here is to make money today. Once again, everyone who owns facebook. Strong First Quarter earnings. Is it swung to a profit with 60 revenue growth, beating the streets expectations. Investors decided that there not overly concerned about a big decline in daily use by young routines and the stock closed up almost to a map today. Rock star and his Investment Group owns about 40 million shares. They made a very impressive 40 million today. Would take that. Also, a 67 yearold man in Orlando Florida here just one of his second multimilliondollar although in two years. The Florida Lottery says james logan jr. Hit the jackpot for a 3 million. Last year he won 10 million. He bought both tickets from the same gas station. He did not use the same numbers. Case youre wondering, the odds of a double one like that are about one in 1,906,000,000,000,000. And not spending money on the fresno state basketball state opening game, everyone who is going. The Indiana Pacers allstar paul george bought every single ticket to is armadas first game. He purchased all 15,596 seats have ves save mart center. Seasonticket holders will not have to worry. It will have the same speech same seats for the game. The low estimate for what the constant he just signed a contract extension. That is all we have for you. I have been made money today. You have to watch tomorrow. All about how you should really dress for work. What about those short skirts and too tight dresses . How about the ceo who says women who have high heels were high heels have no brains. Those are fighting words, and we are all over it. If see you tomorrow. The willis report is coming up next. Happy halloween. Gerri hello, everybody. Im gerri willis. Tonight on the willis report, the obamacare website mess, new questions about the government deadline to get the problems fixed. Also, more people getting booted from their Current Health insurance plans, even people on employersponsored plans are now at risk. And a great day for consumers and other electronic gadgets when flying. They are watching out for you tonight on the willis report. Gerri our top story tonight to millions of americans are losing their health care coverage