Even when they say its not, it is always about money. Cheryl the latest reading on u. S. Economic growth coming in better than expected in the second quarter. Seems most americans are just not feeling it. According to new survey from rutgers university, 71 believe the recession exerted permanent drag on the economy. Lets bring in at at that todays panel. Charlie gasparino and damage schaefer from schaefer asset management. Dan, i want to go to you first. The survey shows we feel worse about the economy in 2009 and that is after the recession. I believe this survey more than i believe any government number that comes out. Forget the government number, the economy is sinking. Clear the velocity of money has declined, largest in 50 years. We have countries all over the world with negative cpis, negative growth. Negative sales. Even italys sales came out flat. Bond yields are dropping. How could people feel good about this . Theyre not making money. Cheryl unemployment was lower. Now it was 9 in 2009. Now 6. 2 . We feel worse now . Deflation when it comes to salaries, cheryl, it is not working. We have the dichotomy. The rich keep getting richer and middle class keeps getting poorer and upper middle class disappeared in the 08 h 09 crisis. Every everyone got to buy their housing or their own home whether at the could afford it. Now the new gig is private equity follows money. Cheryl charlie . I dont buy this survey. I dont like the timing of it and heres why. In 2009, you didnt feel bad because you didnt get lay off just yet. The layoffs were coming in 2009 and 2010. I think in 2010 unemployment might have peaked around 10 even though the recession was technically over. We were still, we had positive gdp. So, you know, some of this is psychological. In 2009 when you still had a job, you felt better than you do now. Cheryl you thought it was going to get better and it didnt. It did get better. Cheryl wages are stagnant. It did get better, but not better enough. Maybe youre on your second job with a lower paying job but the bottom line is this cheryl if you ion have a job. Charlie, i want to bring this other story because this youve been talking about all morning and covering. We have the big hat attack hitting big banks on wall street. Fbi is investigating reports that several u. S. Firms were victims of a big cyberattack. One was jpmorgan, charlie. What do we know right now. Theyre still not really confirming, are they, that this actually happened . Theyre confirming it happened. Jpmorgan is confirming it. This happens, almost, attempts, from what i understand, attempts occur every day. Now the question is when did they get through and how did they get through . We were reporting exclusive on fox Business Bank of america in 2011 was the victim of a cyberattack, from what i understand a fairly serious one. I cant tell you what damage it caused. We dont know. We do know there was cyberattack on bank of america that was significant. They believed at the time, people at bank of america, Senior Management believe it was russian moblinked. We asked bank of america for comment on it this, which they gave as you very bizarre comment. Just now we got it from one of their spokesman, they quote, not comfortable discussing what happened in 2011 of the not comfortable. Cheryl that doesnt make anybody as consumer with jpmorgan very comfortable. The macro problem as shareholder of any of these large banks or employee of these large banks well all pay the price because i talked to a Jpmorgan ChaseCustomer Service banker, said 50 of his day is fighting fraud issues. He is not out there being productive and helping customers. The cost of having these fraud departments cheryl theyre not giving you, not doing enough. You cant, if you cant protect my checking my savings, what kind of faith, not that we have a lot of faith in wall street anymore as it is but now we cant trust the bank . And they cant. Every time the Cyber Attacks keep getting worse. I will tell you this, this is why consumers out there should be alarmed by this and really alarmed. It is not that they are, that these cyberattackers are much more sophisticated enough. Is just the banks have some hours in a day. A ceo told me recently, that he and his board, in terms of management and management spend about 80 to 90 of their day dealing with regulatory stuff like doddfrank and volcker rule and how to comply with this rule and that ruleof they just dont have time to do a lot of different things. Does that mean Jpmorgan Jpmorgan is computer programmer, on part of cybersecurity . No. When youre management, top Level Management up there dealing with all this other stuff, maybe theyre letting this stuff fall through the cracks. Cheryl government has to know what they were doing. I want to say, actually this kind of ties to the cyberattack story, this is coming out of russia. We think Russian Hackers coming in against the banks. Ukraines president , this is what started alarm, accusing them invading the country on eastern side. These are satellite images of nato, show build up of troops inside of ukraine. This is last couple month. 2000 troops fighting now. All according to u. S. Officials. Markets go up and up and record after record. Yet you have russia invading ukraine. Markets are on their own path. You have to separate what the market is doing with the global activity because the market is ignoring it because of other forces. Cheryl should they be . Should they ignore it . Years ago in the 70s, 80s, late 90s, the markets were shaken by this now they dont seem to care about it because market is in bull mode. Making money hand over fist and theyre buying the dip, buy the dip. The. Has to do with oil and situation is, and this is the good news. We are more independent with our oil production. So that is what the market is telling us, that cheryl civilization and russia, middle east. Im going to quote somebody, who i called a gd idiot on this show. We should give putin a second chance. Should really believe him, at his word. Because he is such a trustworthy guy. There is no truer, no truer statement than me calling the guy who said that an idiot. And i will say this the markets are somewhat reactive to this. One thing about our economy, were in a Global Economy. We are powerless almost to stop this guy right now. It does hurt the markets. Cheryl our credibility is shot in the world. It is. Perfect timing to go in now when the Global Economy is weak and he knows it. Countries dont have money to come in there and go after him and prevent this that is the history. Should give him benefit of the doubt . I give him second chance. Give him benefit of the doubt. I wish that guy was here right now. Cheryl he is on the show next week. Completely change gears, talk about consumer and economy. Both of the stocks are ahead. Earnings reports, did not look good. Hillary, youre take shaking your head. Do you have teenagers by the way. Fouryearold and eightyearold. Cheryl what are kids buying because theyre not going to abercrombie and guess. Abercrombie and guess, the economy is becoming ecommerce economy. Places like sioux lilly and service at abercrombie is such a turnoff for parents. Between the two, abercrombie, internationally globally has a brand with credibility and can be rebuilt. Guess is a different story. The mall culture is over. It is done. Cheryl i was shopping at guess when i was teenager. What does that say about how bad guess is doing . For full disclosure i dont own these stocks but do you shop there . No. I walk by these are fad companies, youre absolutely right. 10, 20 years ago, these were hottest things and now there are some options they have gone to the wayside. A natural progression. Cheryl called amazon. To the other money team, you have to see this picture. Floyd meriweather rubbing elbows with none other than than Warren Buffett. Have you seen the picture . Tmz, the boxing champ put this on instagram, the oracle of omaha one of my billionaire buddies. Nice. This is interesting dream team we have going on here. I love floyd mayweather, he a great fighter and boxer and Warren Buffett is a great investor. Would i say this, this is one of those things that takes people reality of Warren Buffetts hypocrisy this week. Warren buffett rails about tax fairness. This is important story. He is used as a prop for president obama in terms of telling we all need to pay taxes not just really rich, Everybody Needs to pay higher taxes. Does one of the tax scheme deals, inversions finance it to make a lot of money. It is all about the money. Think about it, but media allows him to get away with it. Where are the reporters . People would care but they dont care, he is this oracle. You dont care . I think people care . I think people care. I think reporters dont care because these he sings their tune. Cheryl think enough about the fact we have to get commercials on the air. Then we have to take a break. Big money fueling conflict in the middle east. Isis already enemy number one but the selffinancing terrorist organization is actually building up the power and revenue more importantly to become an even bigger threat than we thought. Samsung trying out questionable new Technology Fashion but might want to stick to smartphones. More money coming up. She inspires you. No question about that. But your erectile dysfunction that could be a question of blood flow. Cialis tadalafil for daily use helps you be Ready Anytime the moments right. You can be more confident in your ability to be ready. 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Cheryl want to give you breaking news, a new york City Hospital confirming to fox that comedienne joan rivers is being treated at her facility. No details on the current condition. Earlier reports indicated the 81yearold queen of red carpet was rushed to hospital after stopping breathing during throat surgery. If we get more updates well bring to you. Cheryl apple sending out criptic invite to the september 9th event and theyre planningning to use it o promote the iphone 6 and iwatch and but theyre getting, steve wozniak. I think wearables are wiped up in bluetooth headsets, fun to wear but and show off for a day. We have jared levy and hillary camer is back with me. Rob, i thought analysts community was excited about Wearable Technology so what is wozniaks point here . His point this is a hard sell. This is wearable device. Watches are in decline in fiscal year. Smart watches dont sell as well except exercise accessories. That is very small market compared to what apple sells into. I think he is concerned it will be difficult and steve jobs isnt there to open up the category. That last part i think is legitimate concern. Cheryl what do you mean steve jobs is not there to open up the category . Didnt he want an iwatch . So that,. Steve jobs took a phone that wasnt selling well. The form factor of the iphone wasnt selling well anywhere. He got us to see it differently. Tablets were not selling well any place. He got us to see that differently and broke open the category. Nobody else has done that successfully in the last decade. Steve is concerned that they have got the skills to make it happen. Cheryl do you agree with wozniak or is he wrong here . His point he is perfectionist like steve jobs. Dont forget the guys were in business together. Think about this, a wearable has to be something that feels natural. It cant be like accessory dangling like you have little antennas all over the place. It has feel natural and incorporated into normal wear. While a watch does that watches still arent really cool. The battery life is questionable still moving parts are not effective. I think that is the key. Cheryl samsung is launching a new watch next week. This is the wrist phone. That is what theyre calling it. This is getting upstaged a bizarre device, headphones that turn into statement necklace. Go to the issue of samsung or apple who will make Wearable Technology. It has to be attractive and fashionable, correct . That is the big problem. How do you match up and marry sexy design with technology . You get tom ford. Very hard to do. How, how does the Technology Work . This case the necklace and ear phones that ring. Whether it be a watch, it is also about how can you actually see the screen . In many ways Steve Wozniaks point is the screen and he talks about the screen. Also the bluetooth extension of a computer, but there is something to be said for that. At what point do we just stop seeingecause it gets too small . I have guests come on and show me watches, it is great for scanning pictures, emails, facebook, whatever youre doing. I can see where it would have a big draw, rob, to a consumer who is tired of holding up a separate device. Youre wearing the same thing that youre holding in your hand that. Seems to me kind of a winwin. Once again, depends how it is executed. You have to see it as something different. Not a watch with a bunch of gadgets on it. It has to be compelling and adds to your life. Done right i think you come up with something really great. The problem we dont have a lot of companies in this market that can break a segment open like steve jobs did at apple. Samsung certainly cant. They keep throwing stuff at the market that is mostly crap. When they do something that is kind of cool. Cheryl im sorry, droid is crap. Geared circle which is cool, well, they do some cool stuff but, they cant really get the magic around it. Cheryl go ahead. Google glass is the answer. You know, we just said it. And vision, right. If you wear something and give something and give a voice command, google glass is natural progression. I dont think well be Walking Around with smartphones. They will be in your purse or home. Connect via wifi or bluetooth. That is my call. Cheryl everything will be implanted into your brains at some point. That is the next phase. We dont have anymore devices. I want to show you all this Everybody Knows im a cat person. I pretty much admitted this. This cat has got my tongue. Hello kittys create are dropped a bomb shell. Get this, the character is not hillary the cat. Im kind of bummed out. The cat is not a cat. Her point being, that, you can decide that hello kitty is whatever you think that she is and that is why she is so universal for 40 years. Kids love it. Innocent enough. She doesnt make the kids anorexic. It sells. It works. Cheryl rob, jared, youre off the hook. I will not ask you a about a cat. Unless you have something to say. Teddy bear. Years ago i had a talk with my friend. Said the same thing actually. Believe it or not there is fortune cat. Might see them, like that little pauline cat. There has been this overlap between the two. I knew, eight years ago that hello kitty wasnt a cat. Cheryl should have told the rest of us. I should have been more vocal. Cheryl thanks for sharing, jared. Thank you very much. Coming up, things are actually heating up. An iceland i can super volcano could be one step closer to erupting. Well update you on the story. Football fans are boared to cheers. But steams are taking action. Yes, i meant to say that way. We have information on nfls upcoming pyramid scheme. Do you ever have too much money . My mother made the best toffee in the world. Its delicious. So now weve turned her toffee into a business. My goal was to take an idea and make it happen. Im janet long and i formed my Toffee Company through legalzoom. I never really thought i would make money doing what i love. We created legalzoom to help people start their business and launch their dreams. Go to legalzoom. Com today and make your business dream a reality. At legalzoom. Com we put the law on your side. Cheryl new concerns over iceland humongous volcano. Weve been hearing for weeks about a possible eruption due to increase in seismic activity in the area. The earthquakes intensified with some measuring magnitude five. Also worried are the sinkholes and cauldrons of melted water covering thick ice covering the surface. Some take that as indication lava is pouring out. No one is certain next what happens with the volcano. Global airlines have been told to stay, very, very vigilant. Turning to the markets now, Dollar General giving us evidence of the struggling state of the American Consumer in the latest earnings results. Lets grow to lauren zimmmerman on floor of new york stock exchange. Lauren. Cheryl, the consumer is struggling even at the dollar store. So what Dollar General is doing trying to boost their core items, items that actually sell at a dollar. They sell many items above a dollar. They want to appeal to the low income and struggling consumer. Is it working . A little bit. The stocks up today. Look the latest earnings report, not so great. Their samestore sales came in weakerthanexpected and their margins fell. Of course their margins are falling because when you sell food, it is just a lower margin item. Family dollar for instance, Dollar General, still pursuing this company. Dollar general, family dollar, rather, started to sell beer and wine in some of its stores to up the ticket price. Of course that will cost them in the end because like i said, beer, wine, all that, lower margin items, cheryl. Cheryl do you want to spend a dollar on beer and wine . I thought about that. Me and liz here think we would drink dollar wine. Cheryl you are brave. Thank you, lauren. Whether it is on wall street or main street here is who it making and actually losing money today. Anyone with a piece of williamssonoma. Shares of pottery barn owner, sliding after the companys revenue forecast for the next quarter came in on the low end of street expectations. Shares dropping now by more than 11 , almost 11 1 2 as you see on your screen. Ceo has 350,000 shares, meaning she lost nearly 3 million today. A big crack in the crock pot. Make mag money, supposedly playing a cruel joke on all of us, jayz and beyonce, queen bee dad knowles sir, lated divorce rumors were done to circulate ticket sales for the tour. He went on to add, just a Jedi Mind Trick and public willingly lapped it all up. Do you believe that . He probably did do all that. Labor day is on the horizon. But that doesnt mean you should go a whole three days without your money fix. Melissa has a big special lined up on monday, called moneymakers. Some innovative entrepreneurs will dish out their advice haw you rake in more cash. Kicking off, folks from Million Dollar listing l. A. They were quick to point out, one major thing you need to consider when trying to sell your house. Melissa, it used to be location, location, location. Now photography, photography, photography. 90 of the buyers start their search on the internet. The first picture they see is crucial. If you dont catch your attention in the first five seconds theyre scrolling to the next one. Its brand of the house. If the photography looks bad, who else knows what is wrong with the house . Cheryl dont forget to tune in or set your dvr, monday, 2 00 p. M. Eastern time, right here on fox business. Coming up next, cash in the wrong hands. Fears grow as the world realizes the extreme wealth and nower behind terrorist group isis. Were hitting Trading Floor coming up next. Well also have news your money can use. Coming up. Dow down 36. 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Absorbs 2x more than you may need for danceallyouwant protection. New always discreet. Now bladder leaks can feel like no big deal. Because hey, pee happens. Visit alwaysdiscreet. Com for coupons and your free sample. Stock for struggling with indices of the lows of the session, wall streets fear gauge bouncing back, what is going on . Keep in mind that the vix talks to us, 12 annualized figure. When you put in granular details and multiplied that number by the annual square root of time it comes out to a 3 move over the nick faherty period. The market is saying the odds or magnitude of the isnt the movement in the next 30 days will be 3. 4 or less and bank to yourself given all the good Economic Data that has come out lately, the gdp, do you think it will move more and 3 . For the vix to be in the 7 low makes a lot of sense and traders behind me feel the same way. Melissa we are looking at the dow down 36 points and fear of a little higher. Thank you. The threat of ices grows by the day, largely by the big money behind it. The terrorist organization is the richest in the world, its ability to self finance the local economy in iraq and syria in a chokehold. Ices continues to recruit from the west, a second american from minneapolis was killed fighting alongside american turn jihadists douglas mccain. The two were high school friends. How can this be stopped . A fox news contributor, toney said, but first the support that crisis is getting. France, belgium, the u. K. Americans. How is this possible . They peddle fear and terror as a commodity. The different franchise bought into a motion that america and the west that evil guys, the bad guys and they join these causes for personal things happening in their life. The issue is the Greater Unity of the ices network which we will discuss financially strong, militarily strong and we forget when discussing isis they are conquering land that covers 35,000 square miles from the syrian Turkish Border all the way across the area, iraq to the iranian border. This is not just a country or a group that is strong militarily and financially, it is a huge part of the land melissa another voice in this on the phone, Lieutenant Colonel bill cowan, fox military analysts. It looks to me as if airstrikes i not enough. We are getting a new report in the journal that the money behind basis, millions of dollars they are using to fund an army. Substantial money they are getting from the oilfield they own, the two refineries they own, people they kidnapped and not just random of wetness westerners, they did that in ransom from within narrow communities, tribal leaders, up family members who are routinely kidnap and told theyre getting it from taxes and tribute and bribes and theyre covering maybe 2 Million People so commerce goes on and the opportunity to strong arm or put back some people continues to fill their coffers with a lot of money and all that represents bad news. Melissa from a political standpoint, this could be for other countries around the world that are as concerned about isis as we are, we could go after the money. Uconn of the funding and, of places . This is a robust economy they created and a lot of it comes from the oldfashioned way of pillaging and plundering and stealing so is difficult to address this economically. We need to have the resolve on two friends. The general will assess the military front and also have the objective of eliminating them. Airstrikes, arming the kurds, extending airstrikes to syria, that helps the doesnt eliminate the problem. We need to find a way to unify the 20 million sunni muslims in syria and iraq who are sitting on the sidelines allowing isis to just roll through, engaging them in political and military solution. Melissa do you think they really want americas help . We ignored syria for three years and now we are the heroes . I we really going to get a warm welcome . We will have a lot of trouble unless we align ourselves with parts of the resistance that may be friendly to us but we also need to look at other regional partners in that area who are egypt, jordan, saudi arabia, places where incidentally they are threatened by isis in the long term. They know is this is a success in syria, that will mean isis will be looking for other sunni areas to go. Melissa thank you very much, good discussion. Coming up if y have one thing for life it would probably be taco bell, wouldnt it . No . You could be 1 away from all the bereas you wouldnt want to eat. Dont know how long you can survive on that kind of diet but kicking up tonight, theyre pulling out all stops. At the end of the day it is all about money. I bought a car, over and tells you, and youre like. A good deal or not. Thats what led up to us looking at truecar. Com. And with truecar. Com, theres no buyers remorse. Save time, save money, and never overpay. Visit truecar. Com you are gonna need a wingman. And my cash back keeps the party going. But my Airline Miles take it worldwide. [ male announcer ] it shouldnt be this hard. With creditcards. Com, its easy to search hundreds of cards and apply online. Creditcards. Com. Melissa radio shack shares tussle flying on news investors about to fix them out with the plan of 40 . It is of 0. 47. We will wait and see how high it can go. Amazon continuing its push into original series called transparent. All ten episodes of the show will be released next month. It will catch up with their rival netflix. Tiffanys impressive quarter, shares of cigna jewelers heading higher at 40 . The merger gave them a sales move that made it one of the biggest jewelry retailers in the world. That is the latest from the Fox Business Network giving you the power to prosper. Many with me. I will be right back. Melissa College Football kicking off with texas a m taking on South Carolina but they are no longer giving of the college to while. Average attendance among students is down 7 since 2009 challenging universities back to the stadium. And what is going on at College Campuses . Most of these games, standing in the parking lot, and the cost of doing business, colleges are charging more, and melissa playing more to go to their own home team game. Just as mentioned, big deal, and melissa this is another factor. A lot of foreignborn students, big increase over the years as it may not have an affinity for football. I am sure as you go to college it is part of the experience but holding to the regard of American Students and it is harder up there. A lot more competition in the game, staying home and studying. Melissa i like College Sports but i like nfl football better and nfl is trying to do these things. You brought this yesterday, with all the crew. Falcons offering their fans business from cheerleaders. Another team is taking a cue, the new york jets are considering the same spirited approach. I am a little concerned about jets fans. Up close and personal, they are offering it to their own. Melissa in atlanta, theyre coming up in the span, they pose with you. There is a screening process. I dont think they will get cheerleaders to go in the stands everywhere and that will be the answer, it is the money thing. It is 460 to get a pair of tickets to take your family to a football game. You get a 65 inch lcd, you could watch it at home. Theyre getting prices on the game too. Dierdre the jets a talking about it. Thank you. Adam shapiro, taking us to the last hour of trading. Adam i know your name but i will have fun with you. Melissa you are breaking up. We will pick up where you left off, we have the wall street journal reporter ben, and his french the numbers and we will explain his opinions, while students are going to football games. For the record, it was 30 years ago, september when syracuse beat no. One nebraska. Nothing is forever. Michigan, ohio state, univ. Of florida, Florida State university, ticket sales down and we will also address this issue, potential hacks against the large financial institutions. A bunch of them saying they were not part of this most recent issue but Jpmorgan Chase issuing a statement which they dont say much that we are taking a look at and the fbi is involved but we will speak with an expert on cybersecurity, and the key question, if there are i am not speaking right today, with any of the banks. Melissa people watching us yesterday couldnt remember my name. Adam i am looking at any names. Melissa on the show, farmers found sean fishy dragging around 50 tons, he never had a shaving his life until today. He showed 52 per ounce just short of beating the world record. If i lived in texas i would be excited to shave him up. Melissa like another one. The new one. Melissa we show you sheep videos. A fun connection. Oldest trick in the book. Melissa i just like it. Melissa thank you very much. Coming up, next generation of trucks that will set you back more than a down payment inhouse. Kids, parents, listen up for that one. Time in france. 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Switch to Liberty Mutual insurance and you could save up to 423 dollars. Call Liberty Mutual for a free quote today at see Car Insurance in a whole new light. Liberty mutual insurance. Melissa from the u. S. To every corner of the globe money is flying starting in france. One of hollywoods most powerful couples tied the knot. Reports are out the brad pitt and Angelina Jolie were read worldwide and nick castle, a small ceremony with only Close Friends and family present. The phenomenon certainly has a combined wealth of more than a quarter of a billion dollars. Offer and a pay faked pregnancy to get more food. They were tricked into thinking she was having a baby especially when she was moved into a vip room with everything she could crave. Malaysia Airlines Flights are being left empty. Pictures from recent passengers show rose upon rows of empty seats with whole sections. The lifestyles of the rich and famous, one man is making a one thousand dollars an hour as a tutor in his own home. He does it oversight. Fox business at sandra smith our is back with me, you spoke with them. What did you think . I was very impressed. He is in his mid 20s. He flunked and say he flunks but he bombed his as 80s, went on to study at columbia. He added great tutor who inspired him. He did well after seeing a tutor. Went on to see what the secrets are of the s. A. T. And act exams. I asked what his secret was this morning. Here is a clip. It is a pyramid of stories. The need the material knowledge. You need to combine the material knowledge with figuring what theyre asking you in doing it very quickly and every single student approaches this in a different way. The reason i get my results is i figure out why my students arent figuring it out under the time pressures they need to tackle. He is charging 1,500 for a 90 minute session. He operates this out of the comfort of his own home. An apartment in new york city. A nice looking apartment. I think we have a picture of him in it. She sets up his laptop and conduct this oversight. He says his students are children of fortune 500 ceos. They would have to be at this rate. He boasts he has the best performance of any tutor. Declaims on average he raises s a t scores by 430 points, act score he substantially raises by 7. 8 points and he has the track record to do this. Melissa would you pay for your teenager . If i had the ceo of a 14500s salary i would. This is the problem. If you could afford it this is a wonderful investment. Melissa let me ask you something. This isnt a one time thing. Says on average to raise your test scores by that much it takes 21 to 30 hours. Do 30 hours times 1,500. 45,000 to raise your kidss s 80 score. If you believe education is the gateway and you want to get your child about the right track and have the resources, we have all spent comparable money per capita to our income on worse things. If youre going to spend that kind of money and you have it and want to spend on your childs education go for it. How to beat the system. I look at some of the articles in the equation. I am not math guy. If one of those students knows how to do the math problem based on how he breaks it down i understand you could take a test. Explain to me that problem and why it did that. It is very fictitious that these students would pass this test, get these flying colors, but that doesnt mean they will be great in the business world. Melissa we are talking about standardized testing. Simply test how you test. He is teaching you how to take those tests. He admitted that. Does not use your intelligence and the doesnt believe the tests are an indication of ones intelligence. It helps your ability to take a test. You might ask me if im interested in doing this for my infant daughter because there is a four year waiting list for this guy. The world of Higher Education the standardized tests are becoming less and less important. Right now they have a very high value because they are major indicator as to what schools on reference these tests. I got into syracuse univerny ye test well on these tests. Really bad. What was i . I was a broadcaster when i was in high school. Melissa that explains a lot. I was an engineer. I had my third class that i got on my own so there are other things people could do but he clearly said this is just the way they put people like to get into the schools but doesnt mean they have the intelligence. Melissa my favorite part is the money. He knows it. Thank you. Coming up, lets talk about customers, never leave satisfied ever again. And an end of the day it is all about money. Thank ythank you for defendiyour sacrifice. And thank you for your bravery. Thank you colonel. Thank you daddy. Military families are uniquely thankful for many things, the legacy of usaa Auto Insurance can be one of them. If youre a current or former military member or their family, get an Auto Insurance quote and see why 92 of our members plan to stay for life. Cheryl fans, rejoice, taco bell is going to make you loco. The fast food giant guaranteeing lucky recipients a lifetime supply of taco bell or as much as you can eat for 10,000 to. Joining me now is bruce terkel, hillary and dan back as well. Okay, bruce, is this Smart Marketing or a bad idea for taco bell . Well, theyre building their tribal equity because they have a 1 menu, and youre going to think, taco bell. If they can build that association, that makes a lot of sense. The problem, what i dont get, is that the odds are 2. 4 billion to one. Its almost as if they dont want you to win, they just want you to keep checking your dollar bills. Cheryl i dont know, Good Business . Bad business . Brilliant marketing. Taco bell really knows what theyre doing, and the fast food wars have begun. You know, taco bell makes breakfast, theyre competing with burger king, mcdonalds, i mean, this is really going to be the beginning of a lot of promotions, and taco bell knows how to do it well. They once pretended they bought the liberty bell. [laughter] cheryl i mean, Good Business, but is it good for you . Well, the food is not good for us, we know that, but this is how they get them in the door, with their dollars. And i agree, its a great marketing scheme. It chemos the name taco bell on the top of your head, especially if your stomachs growling. You know what . Its healthy, theres lettuce, theres tomato. But you know what . You dont know if its gmo, nongmo to, they could have shipped to china and back. We have no idea. [laughter] cheryl i dont know, bruce. Let alone the dirt on the money that youre going to be eating your food with. Cheryl anyway, bruce, final word. Do you think other changes are going to chains are going to follow suit . Im sorry, i didnt hear what you said. Cheryl do you think other chains are going to follow suit . I believe theyre going to have to. If you can eat for a buck, and lets face it, people dont care its healthy or not. If they did, they wouldnt be there in the first place. Cheryl youre right. Go get your burrito. Have a nice lunch. Thats all for now guys. Thank you very much. I hope youre making money now. Countdown with adam shapiro starts right now. War jitters spook markets. Ukraine saying russia has invaded the country, but back home theres stronger than expected Economic Data. Where will investors take their cue . Wall street on high cybersecurity alert, a major breach of corporate Computer Security at jpmorgan and as many as four other banks. How can banks protect themselves . Flying the luxury skies, a private aircraft just for you this labor day weekend, but itll cost you a pretty penny. President Andrew Collins tells us exclusively why business is booming and who his customers are. And let the games begin