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It is a great number. We get a number like this, a big revision upward to 5 . The dark cloud all year has really been been the bond market. 10year yields hovering 2 . We dipped below two a couple times. That makes investors a little concerned. The problem is not here but in europe. High yield keeps anchor on our yield. There were dark clouds in this. Durable goods still a problem. I have some questions about aircraft manufacturers. I think well hear more from some of the other guests on that. Rich talk about that in terms of what were seeing on exports. Dollar is weakening. Strength in europe. Klaus, what does it mean on this one . What does it mean about exports . Do we have to worry on that front . I would be concerned of a little bit of a headwind in some areas of the world. Asia slowing down a little bit. I think that will affect exports but i still think that consumer demand growing is a good thing. Domestic demand grows, overall i think well see strong growth going forward. Rich scott what about wage growth here. Weve seen strong jobs numbers. A quarter of a million jobs added every month for the past year but wages have been slow to pick up. Were seeing a little life lately. Where are we on that front and what does it mean to the recovery . It is one of the signs of slack were still seeing in the job market even though labor Market Conditions are improving were still not seeing much upward pressure on wages. That should come over time but still may be quite a while before we see some up lift in average wage growth. I think big issue as you look into early part of next year, this drop in gasoline prices which will provide an important tailwind for consumer at the end of the year. Rich david, want to go to you. Not much wage growth, not much concern about inflation. We have good numbers on economy. Where does the fed go from here . I dont think it accelerates their picture. If anything they look for ways to hold back. I was wrong at beginning of the year. I thought it would be end of the first quarter. That i think will prove wrong. Were looking midyear, earliest at best. There is many so pushing out by end of the year. Klaus, your thoughts on the fed. Do we see much of a change in strategy . We had a meeting right now. Number comes out afterwards. You have to have a little insight what happens to this number but does this change the fed at all . I dont think so. I think theyre looking inflation, seeing it staying below 2 . Seeing it stable there. Seeing huge output gap remaining between potential gdp and what is out there now. I think they probably are going to stick to their guns. Rich scott, you mentioned gasoline prices. Were about as low as we can get, do you think . How much of an effect does that have on consumers . Does that play well into 2015 . 2. 38 now. Last year we were almost a dollar more. Where do we go from here on gas prices . If you look at the futures market theyre suggesting a bit more of a decline in gasoline prices. Oil futures are suggesting some stability. The futures market is not always best predicttor what happens. There are supply and demand issues. The oil market has to find a new equalibrium as we work through first part of the year. I would suspect this would be a sustained decline in gasoline prices. That is what really matters. Consumers will have more money to spend on other things. That in turn will get plowed back into the economy and were likely to see some pretty good job Growth Numbers in the first half of next year. Rich david, youre nodding your head. Im in agreement. I dont think we know where gas prices is going. We knew where oil is going. Opec effectively committed suicide on thanksgiving day. Well find a new equalibrium like we just said. We dont know what the effect much lower gas prices will be yet. We havent really seen it. Oil peaked around june and started coming down pretty dramatically. But gas trails that, gas station operators are very reluctant to lower their prices. Well see more to come. Rich klaus, i want to talk a pit about, we discussed a bit about headwind especially when it comes to europe and overseas markets. What other he had do we have going into 2015 . What other growth areas do we look for . Were at 18,000. Where do we go from here and where do see see we see growth especially domestically . As Consumer Confidence builds and people feel more comfortable and the jock market, as some slack begins to disappear well see growth domestically like we saw in this report. That is really positive. Gas prices again will have behavioral component as well. People will see that psychologically important number and feel more confident and able to spend. Real estate market has been beneficial for the mind set of consumers. Youre beginning to see Business Investment pick up. So, i think are really bright spots domestically. But again, you are seeing that slowdown in china. Seeing europe continue to be stagnant. That will be a little bit of a limiting factor. Rich scott, do you think this is finally the turning point . We had so much data out there, poll data out there showing that americans dont feel the economic recovery. Is this it with gas prices and Consumer Sentiment . Well finally start to have a better perception about the economy . I think certainly Consumer Perceptions of the economy are going to lag the actual recovery in the copy. This is, this is not your typical recession. We like to say this is not your fathers recession. This is your grandfathers depression we went through. This is a major financial crisis and it takes a long time to rebuild Balance Sheets and forge ahead. We had a number of headwind for the economy last few years, the housing sector most notably. You had contraction in state and local government and tighter physical policy last year. We expected with headwind out of the way growth would pick up. We ran into bad weather first part of the year. Gasoline prices went up first half of the year. Softness in the rest of the world, relatively lackluster wage growth and it looks like things are about to start clicking for the economy. Credit is getting easier for particularly for small and midsized firms. Those firms account for lot of job growth in economic expansion. Rich david, when do we see next, 17,000 or 19,000. I knew that would i hate the dow. Driven by highpriced stocks like ibm. Ibm is no more barometer of this market or economy than any other stock. Were always one headline away from a correction. Probably 19,000 but its a guess, a wild guess, where do we go . What is next year . I think next year i will do what i did at beginning of this year, when i came into the beginning this year i thought we were looking 2,000, 2100 at outside. Well track earnings growth. That is 8 . That could get to you 2250. But there is whole host of barometers and whole lot of things that have to go right. Rich we will watch it. Thank you very much. We appreciate it. Still plenty more to come including the interview. It is back on. On sonys reversal could have you spending the holidays with seth rogan and james franco. Will next years laws be any different . Well break it down next. Check out the live weather radar. Severe thunderstorms, tornadoes causing big delays for christmas travel. Well have the latest. Hang with us. Shes still the one for you. And cialis for daily use helps you be Ready Anytime the moment is right. Cialis is also the only daily ed tablet approved to treat symptoms of bph, like needing to go frequently. Tell your doctor about all your medical conditions and medicines, and ask if your heart is healthy enough for sex. Do not take cialis if you take nitrates for chest pain, as it may cause an unsafe drop in blood pressure. Do not drink alcohol in excess. Side effects may include headache, upset stomach, delayed backache or muscle ache. To avoid long term injury, get medical help right away for an erection lasting more than four hours. If you have any sudden decrease or loss in hearing or vision, or any allergic reactions like rash, hives, swelling of the lips, tongue or throat, or difficulty breathing or swallowing, stop taking cialis and get medical help right away. Ask your doctor about cialis for daily use and a free 30tablet trial. Rich president s executive actions on immigration stirred up controversy with the administration embracing for legal fight with republicans. What lies ahead for Immigration Reform in the new year. Joining me is Senior Analyst for your asia group. Thanks so much for joining us. Thanks, rich. Rich start off what can republicans do . Theyre promising to attach some type of policy rider or provision to the funding for department of Homeland Security. That comes in february. Ive been trying to figure out exactly what they could come up with here. What are they going to do . Start from the starting point that there is virtuallily no chance that republicans will let funding for department of Homeland Security lapse in february. They are Law Enforcement minded than democratic rivals. I virtually see no scenario where funding for dhs lapses after february 27th. That being said they will try to attach policy riders. I could see them trying to advance a Border Security bill which for many republicans is the core of the immigration problem. How do you stop more people getting into the country as opposed to those already here. Could see them. This is more doubtful. Try to attach visas for highly skilled workers or for the Agricultural Sector . Do they want to keep this as blunt political messaging tool. Border security seems most likely policy they will go for. Rich even with Border Security, republicans have the largest problem getting their members on poured to pass anything, even if it is their own policy, if it has been attached to Something Like funding bill or debt ceiling increase. Even boarder security, do you think there are 211 republicans alone without the help of democrats to get something through the house . Will they get stuck on this again . Is john boehner going to put a clean funding bill on the floor and move forward . Very difficult to see. Obviously the republican majority increases next year. That being said a lot of folks arriving fresh to congress are less conservative perhaps than some of the holdouts in the house currently. Even if they get it through the house, lets say he rallies 218 votes to the cause, they will have to get it through the senate where you need 60 votes where republicans have only 54. They would have to find six democrats to vote with them in order to get the bill to the president s desk. Rich when you look what republicans might do beyond this do you think they buy this argument if they dont pass Immigration Reform bill, they are relgated to losing president ial elections especially with the hispanic vote between now and when they get on board with the issue . Depends who you mean by they. Republican leadership and in house and senate and National Apparatus of party clearly think the case. If you ask rankandfile house lawmaker i doubt very much if they see it from same point of view. They represent many cases majority white, when they go back to districts when they come back about immigration not how we deal with the folks 11, 12 million living in shadows but they hear strengthen the border and kick those illegally here already. Its a top priority of Leaders Within the party to try to convince their members that voting for immigration, an immigration overhaul is in their best interests. Although i dont think at all that is going to happen in the next two years. Rich do you buy this . Republican what is they have said, is that president issuing executive order, this is what they said before they issued the executive order it poisons well on host of other issues . Do republicans move beyond immigration once they settle whatever they do, Funding Department of Homeland Security or does this remain an issue they continue on for the rest of the president s term, the next two years . I think it definitely remains an issue, as much because democrats are going to want to keep it in the headlines because they clearly feel they have an electoral advantage for immigration. That being said there is clear desire within the top echelons of the Republican Party to get things done next year, to appear to be competent, to appear to have a probusiness growth agenda. Whether that permeates itself through tax reform which i think is doubtful or trade policy or energy policy, they will want to do more than rail against Immigration Reform all next year. Rich thank you so much for joining us tonight. Thank you. Rich coming up later, how one simple fix could have prevented Jpmorgan Chase from getting hacked. A new Supreme Court case is challenging obamacare much the plaintiffs star witness, controversial professor who helped design the law, jonathan gruber. [ male announcer ] you wouldnt leave your car unprotected. But a lot of us leave our identities unprotected. 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They will look at the federal insurance subsidies in the law. We have a business law attorney. Seth, thanks so much for joining us. I want to get down real quick to explain exactly what the issue is here. Critics say the way the law is written, if you are a state that has not he is h set up a state Insurance Exchange and the federal government again, according to way the law is written, is that correct, what happens in the court . That is exactly right. This is case that challenges an irs regulation that tries to stretch language and scope of the Affordable Care act. Statute in relevant part says, that individuals that live in states that establish their own Insurance Exchange that are entitled to these subsidies which is the critical Financial Action again to access this, the insurance and basically what is happening here, the irs jumped in and leapfrogged over that language, jumped over what Congress Actually said and applied that to 2 3 of states that thought about it, decided you know what, well not set up our own Insurance Exchanges. That really therefore is alleged to violate not only the language of the act but language of the whole underlying constitutional framework of our government. That is really what is at issue and a very critical case. Rich why would Congress Write the law in at that fashion . Was there an assumption all states would take the money and set up their own exchanges and want to do so for their citizens . Or was there some other motivation behind this . That is exactly right. You hit it on the head, because they wanted to incentivize the states to create their own Insurance Exchanges. Ironically, professor jonathan gruber, who had some pretty controversial coverage lately, said a couple of times, in taped statements that he has made, and remember, he is really one of the selfproclaimed architects of the act, that the whole purpose why they created this language was to incentivize states to set up their own exchanges because if they didnt, their citizens would not qualify for these subsidies. One of the basic legs of funding that is the whole financial heart that makes obamacare work. Rich given what the court decided with the individual mandate with just challenge to entire law a couple years ago, where do you think this court goes on this issue . I believe at the end of the day that the government is going to lose. The executive branch is really has a bad argument here, ignores language of the statute. Only to be applied for funding leg through states that establish their own exchange. It violates the language of Affordable Care act. Violates whole constitutional framework by having executive branch legislate that doesnt work. That gets struck down and going to have profound impact on the financial heart of obamacare. It really puts the entire act on lifesupport. It is not going to obliterate it because global constitutional standpoint but really give it a huge kick in the gut from a Financial Funding perspective. Rich so many arguments we heard before the Supreme Court decided its first case and chief Justice Roberts surprises everyone with this tax surprise, ruling that the one issue was a tax. Right. Rich and not a penalty. So, why do you think that they wont surprise you again . Do you think that the chief justice is done with his surprises . It is very interesting, that four justices have already granted the review and you have to have four. Technically there was not even a official split of authority in the circuits which is usually the triggering event. The four justice justices reached out to pull this up and want to view this. You only need five to overturn it. I believe this will be critical and defining moment. You have inference that four of the justices will rule against the agency in this case. It will be a close call but i predict this is going to have, it is very interesting case. Not only the quiet evident case with respect to the obamacare but really most lethal case, if the government loses on this, then it will blast a hole through the financial heart of how the whole operation works. Rich march 4th, those arguments. Something tells me im sitting in a little chair on the side of the court. Seth, appreciate it. My pleasure. Rich time now for a look at stories youre clicking on foxbusiness. Com. New home sales unexpectedly fall to a fourmonth low. Commerce Department Reports that november sales dipped 1. 6 from years before. Consumer sentiment jumps in december. Reading hit the highest level in eight years on cheaper gas and hiring. No cocacola is getting rid of voice mail at the corporate headquarters. The company says the technology is increasingly redundant. Ditching it will help increase productivity. Keurig Green Mountain is recalling seven million could have fee makers amid complaints of customers getting burned. Reports of hot liquid colling from the mini plus maker. Grow to cpsc. Gov. Those are many soft hot stories right now on fox business. Com. Later in the show, sony does an aboutface. The interview lives but in which theaters . 2014 is the year of the recall at least when it comes to cars. How do 2015 vehicle stack up keeping drivers safe . We have the list of top cars. holiday music is playing hey i guess were going to need a new santa the music builds to a climax. more people are coming to audi than ever before. 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If you develop these, stop chantix and see your doctor right away as some can be lifethreatening. Tell your doctor if you have a history of heart or blood vessel problems, or develop new or worse symptoms. Get medical help right away if you have symptoms of a heart attack or stroke. Decrease alcohol use while taking chantix. Use caution when driving or operating machinery. Common side effects include nausea, trouble sleeping and unusual dreams. I love myself as a nonsmoker. Ask your doctor if chantix is right for you. You dont need to think about the energy that makes our lives possible. Because we do. Were exxonmobil and powering the world responsibly is our job. Because boiling an egg. Isnt as simple as just boiling an egg. Life takes energy. Energy lives here. Rich sony shrugs off north korea, finally. The studio is releasing the interview. Its now letting some theaters show the film on christmas day. The studio says its trying to find a way to release the film to a wider audience, perhaps putting it online. Lets bring in variety coeditor, andrew wallenstein. I want to start off with the way sony has handled this. Theyve gotten president ial criticism out of all of this. Does this help them save face . Where does sonys reputation stand after all of this . Absolutely. I think theyre making the best of a pretty bad situation after the president ial criticism, criticism from hollywoods creative community, and theres also now tension with the major theater chains to get the independent theaters and, hopefully, a vod deal is really, you know, the best available option. And i think it does help prepare some of the considerable repair some of the considerable reputational damage done over the past week. Rich do you think that hurts their bottom line even more than the initial hack did . Are there actors who might not want to work with the studio, theaters, or are they beginning to repair that and eventually theyll move beyond it . I think theyre going to certainly think twice in the short term. I think the questions are regarding what is sony going to do to rebuild in the longer term. I think theyre going to make all the right moves to get in good with the creative community. If you dont have the right stars, the right producers in your project, i mean, that means everything. So theyll figure out a way to get it done. Rich if this movie is half good, does this become a cult classic of some sort . Theyre going to make some money off of this, id imagine. Its going to be interesting to see. I mean, i think you can make an argument that its iconic already before mass audiences have even seen i. Seen it. Whether it gets to cult status, you know, i do think it almost sounds naive to say lets see what the quality of the movie is, but i think its going to have to have the good, and frankly, the initial reviews were mostly negative. [laughter] rich you know, when you look at where hollywood goes from here, are there other companies out there that are beefing up security . Is this a warning shot that perhaps, first off, dont do a controversial movie about a country that might do this to you, something the president has warned about, sort of precensorship, but also a cybersecurity warning . Major banks have invested so much money into this technology, and they continue to get hacked. Is hollywood on alert now . Hollywood is most definitely on alert. I do think to your first point theres going to be a Chilling Effect at least in the short term. I think everyones going to take a very hard look at is the content that i want to put in my film or my tv show going to alienate the wrong people, could there be backlash there . And i dont think those projects will make it through. Im much more optimistic in the longer term as we get out of this heated moment that that wont be so much a problem. As to your point about cybersecurity, yeah, certainly every studio, everyone in hollywood has got to be asking themselves are we doing you are utmost to make sure that cybersecurity is up to snuff . And, frankly, as you alluded to with the banks, i dont really see this as a hollywood issue. I dont care whether youre making cars, candy, cuckoo clocks, sony has served, a movie studio has served as a dramatization for the evils of cybersecurity thats not at 100 . Rich and this might be the most high profile case weve seen. Theres always the consumer with the target hacking, but i dont think ive seen something play out this much on the cybersecurity front in a really long time, if at all. Agreed. I mean, theyre actually and you mentioned target, theres been a number of instances with credit cards stolen. Strangely enough, it didnt really achieve the level of prominence that, i mean, lets take a look at the facts here, this has become an international incident. It sort of transcended mere credit card fraud or cybersecurity. And if theres a Silver Lining to this mushroom cloud, its that. Rich andrew, thanks so much for joining us. Much appreciated. Anytime. Rich from securing your personal information to staying safe behind the wheel, the Insurance Institute for Highway Safety is out with its list of safest vehicles for 2015. Fox business very own jeff flock is live in chicago with the details. Jeff . Reporter rich, all day long we have been focusing here on the Fox Business Network not only on the vehicles that made the list, but some surprising ones perhaps that didnt. And this year was a big year despite all the recalls, this year even though the institute for Highway Safety, the Insurance Institute made the tests much tougher, they actually found that more cars passed the test. A total of 71 this year compared to 39. Take a look at one brand, namely subaru, that has done real well in terms of sales. Take a look at the various categories and see how they came up against some of the competitors. So lets take a look at the first category, that one is small suvs. The Subaru Forester versus the Jeep Cherokee, which do you think, rich, would have won the safest award . Rich im going subaru, its the volvo. [laughter] there you go. Reporter youre a winner. Indeed, the forester a very popular vehicle. That Jeep Cherokee has been selling a lot of vehicles too. Next up, compacts, this is an important segment. We looked at the Toyota Corolla versus the Subaru Impreza . Rich im going subaru here, jeff. I gotta go subaru. Reporter i feel like our version of the npr show, wait, wait dont tell me, but finally, this is where the accord plays the camry, the ford fusion, and weve got the Subaru Legacy and the buick gag. Which regal. Rich im going to let it ride, jeff. Letting it ride on subaru. [cheers and applause] reporter its pretty amazing, subaru, seven vehicles more than any other manufacturer, actually, toyota had season as well on this list of the safest vehicles out there. And its, theyre tremendously popular too. You know, they dont make a lot of unsafe cars out there anymore, except the ones, of course, they have to recall because they screwed something up. Rich right, right. Reporter beyond that, its not bad for cars. Rich by the way, could we play the sound effect if id gotten it wrong . There we are. Reporter and i would not have put my voice on your home answering machine. [laughter] rich jeff, thanks a lot. Reporter there you go. What can i tell you . Rich all right. The defective gm ignition switches and takata airbag pushed new records for recalls. Robert from michigan writes, quote what if the American Public refuses to purchase a vehicle supplied with a takata airbag . I know this would have had a temporary impact, but it would show takata they cannot disregard consumer safety and influence the Auto Companies to take a hard look at who they are doing business. And harold from idaho asks if maybe takata is considering for bankruptcy themselves out of liability just like Johns Manville was forced to over asbestos claims. Go to gerriwillis. Com. Still to come, we have the best snowblowers to get you through the winter if you live in a place that has that, and some of us might see a White Christmas this year though a holiday storm is already causing major travel headaches across the country. Delays are piling up in some of the nations busiest airport, details after the break. trader vo i search. I research. I dig. And dig some more. Because, for me, the challenge of the search. Is almost as exciting as the thrill of the find. announcer at scottrade, we share your passion for trading. Thats why we rebuilt scottrade elite from the ground up including a proprietary momentum indicator that makes researching sectors and Industries Even easier. Because at scottrade, our passion is to power yours. Rich for some itll be a White Christmas. For many more, itll be a cold, wet christmas. The bad weather is already delaying people especially in the east and southeast. Right now these are the average delays were seeing, jfk in new york, at least 45 minutes, laguardia at 80 minute, philly an hour, thats flying out of the northeast, come on. This is all due to weather. Atlanta had delays earlier, its back on schedule. Justen has all the latest from accuweather. Ill tell you what, its hard to pick out a spot in the country right now that is not dealing with weatherrelated traffic delays. Very, very active patterns setting up not only this morning, but into tonight. Busy, busy travel day tomorrow and right into our Holiday Weekend as well. Right now want to take us toward the gulf coast where we have the threat for tornadoes, thats the red boxes you see highlighted. 6 00 central time heading toward the central gulf coast, 11 00, this is a dangerous situation because were all now under the cover of darkness, so you cant really see the storms as they are approaching. We have had reports of tornadoes on the ground with damage, damaging winds, another concern as well as large hail as this line of ferocious storms sweeps off to the east. Interstate 20 from jackson to montgomery and south along interstate 10, heads up over the next several hours as we are dealing with these dangerous thunderstorms into the overnight. Isolated tornadoes, gusty winds and heavy downpours. This storm will be remembered for its size. Not its strength or its ability to produce a lot of snow. There will be some snow, but a lot of rain. Its over the south right now, working its way toward the middle atlantic tonight and then right up the 95 pike as we head towards wednesday night. Big traffic delays around jfk, laguardia, newark, into boston with a couple inches of snow back towards chicago. Busy, busy weather in the northwest looking for storms as well. Rich well, thats awesome. Thanks, justin. So with the holiday weather threatening your travel, what should you do . Orbitz. Com travel editor joins us with her tips. Janine, how am i going to get home . [laughter] well, i dont think were seeing too much problem yet, so folks who are heading out today, there have been a few hundred cancellations around the country, but so far things arent looking too bad for travelers heading to the airports. The biggest thing you can do is get there early and stay uptodate, sign up for alerts. And if the airlines do start waiving or changing cancellation fees for affected areas, you know, check on that and see if you can proactively change your plans that will suit you a lit better. Rich can they do so much more than waiting on the phone and waiting for an agent over the phone . It really does pay to talk to somebody there sometimes, right . It can. You know, the agents on the phone can be really helpful as well, you know, but if you are at the airport, i always recommend having that 1800 number programmed into your phone, but also at the same time going over to the service desk because you never know how long those lines are going to be at the airport for people that may need to get rebooked. You want both options on hand. Rich there was that storm a i few years ago, and it took just weeks to get the travel system back together. We started seeing Flight Cancellations earlier now. Of are airlines still doing that . Are they still protectively canceling flights to insure they dont have people waiting in airports for days . Yeah. They will particularly take measures like this over these holiday periods because this is when theres so much volume in the airports, and the flights are full. Quite frankly, there just arent flights to rebook travelers on, and thats when you run into that type of mess. Its also why they get into proactively waive those change in cancellation fee, because they want you as a traveler to call them in advance of your flight getting canceled and go ahead and rebook or cancel so it does open up some seats. Rich so snow is good for some people, skiers and snowboarders come to mind, but when we look at this year, is this a particularly good year to get away . Be where are people looking to go after the Holiday Season clears itself out . Are there deals out there . If youre a skier, snowboarder or just like outdoor snow sports, whats available to you . Sure. Its been a great season so far in the rockies, into tahoe and the california resorts. Theyve seen significant snowfall. So those resorts, you know, they already have a lot of early season visitors trying to take advantage there and the east coast as well. They have snowmaking capabilities so they can open on time every year. But when these winter storms do hit, you see even more terrain open up and more people getting out there. Theres lots of good options whether on the east or west coast. Ill just run through a few of my favorites in particular, okia resort in vermont is a familyrun resort, and whats interesting about this resort in particular is theres hundreds of slopeside condos and rental homes it which is a bit unusual because a lot of ski resorts will lease their land from the National Forest service, so those types of other resorts p wont allow that on that land. They also have kids 6 and under can ski for free, so thats great for families. Heading into the midwest, i really like boeing mountain in michigan. Michigan has more ski areas in their state than any other state in the country, so theres a lot of options here. This is another familyrun resort that even has an indoor water park, one of the largest in the country, and a winter zip line in addition to their 60 runs that they have on the slopes. Heading out west, some great tried and true resorts, breckenridge, colorado, has long been a great family resort. Last season they actually opened an entire new peak that brought over 500 skiable acres to this resort, and they always have lots of great promotions throughout the year for families. Rich Rearview Mirror were winning out of time and if you are a firsttime skier, bring plenty of advil. I have personal experience with that. Thanks so much for joining us. Thank yous. Rich coming up next. While many of you might be dreaming for a White Christmas, it hopes to be prepared for the snow. We head to Consumer Reports with a look at the best snowblowers on the market, coming up. Shes still the one for you. And cialis for daily use helps you be Ready Anytime the moment is right. 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Then i got a Medicare Supplement insurance plan. [ male announcer ] if youre eligible for medicare, you may know it only covers about 80 of your part b medical expenses. The rest is up to you. Call now and find out about an aarp Medicare Supplement insurance plan, insured by unitedhealthcare insurance company. Like all standardized Medicare Supplement insurance plans, it helps pick up some of what medicare doesnt pay. And could save you in outofpocket medical costs. To me, relationships matter. Ive been with my doctor for 12 years. Now i know ill be able to stick with him. [ male announcer ] with these types of plans, youll be able to visit any doctor or hospital that accepts medicare patients. Plus, there are no networks, and virtually no referrals needed. So dont wait. Call now and request this free decision guide to help you better understand medicare. And which aarp Medicare Supplement plan might be best for you. Theres a wide range to choose from. We love to travel and theres so much more to see. So we found a plan that can travel with us. Anywhere in the country. [ male announcer ] join the millions of people who have already enrolled in the only Medicare Supplement insurance plans endorsed by aarp, an Organization Serving the needs of people 50 and over for generations. Remember, all Medicare Supplement insurance plans help cover what medicare doesnt pay. And could save you in outofpocket medical costs. Call now to request your free decision guide. And learn more about the kinds of plans that will be here for you now and down the road. I have a lifetime of experience. So i know how important that is. Rich the willis report likes to keep you prepared. Some of you might want to think about a trip to the Hardware Store tonight or tomorrow. Gerri headed to Consumer Reports to see the toprated snowblowers. Gerri all right, here we go. Gosh. Do it again. Peter, what do you have for us today . Were going to look at four of our toprated snowblowers. Gerri theyre gorgeous. I need one. What are the major things i want to look for . The first thing is what type . Do you want a single stage or a twostage . Thats a function of your driveway and how much area you have. Larger areas you want to go to a twostage. Wheels are selfpropelled on it, it handles the plow pile at the end of the driveway very well. When you get to these twostage unit, you then want to look at some of the features. Gerri you want to show us a single stage snowblowers, you like this one, the toro, right . Right. Its our top performer. This is really the best single stage snowblower you can get. It uses this rubble paddle that brings the snow up here and into the chute and right out all in one motion, up and out. And this rubber is nice because it can contact the surface of the driveway or the walk and helps gerri ah, so who would buy this machine . Who is this for . This is for smaller areas or if you want a few compact unit. Gerri it cant throw very far, right . It throws reasonably far, 10, 1, 14 feet. Gerri tell me the prices. The single stage toro, 570. Remember on your driveway, you have a plow pile at the end of your driveway after the plow comes through. [laughter] thats the biggest challenge. The twostage units are much better at that. Gerri youve got one you like here. This troybilt is 1100. This is our top performer in our compact area. This is 24 inches wide, and the difference here is that you can see you have a set of augers here which pull the snow in, and the if you look a little bit in the back here, its right here, this is the impeller. This spins around this way so the snow comes in, it screws the snow in, and then the impeller throws it out gerri this is more powerful, right . Much more powerful. Theres one feature that you really need the see here. Gerri whats that . These are heated hand grips. Gerri holy cow. What a great idea. And more importantly, youre holding these levers down, and your hands are tight, and the heated hand grips are just right. It has a little switch you can turn them on or off. Gerri or this is also on your list. This is the 28inch, this is 1300. Top of the line. Gerri whoa, look at this. Top performer. Gerri look at that. Look at the gears. This looks complicated. Oh, but this is fun. [laughter] on a hot of these a lot of these, you have to turn the chute, this way youre operating the snowblower, youre in a hurry gerri nice. Oh, let me do that. Yeah. I like i feel in control. A light on the front. You always end up doing this at night. Yes. A light is very important. Its a little extra to pay for on some models. These two models are fully featured. They have everything from the heated hand grips to the light, and often it gets dark, 4 or 4 30 in the morning, its probably going to be dark. The light helps a lot. Gerri how does this work differently beyond this . Is this the same technology . Exactly the same technology, its just 28 inches wide as opposed to 4. Gerri a little wider, stronger and this will handle anything. Gerri all right. Lets see what youve got over here. This is your budget buy . This is less expensive. This craftsman is 900. This is a classic machine. Youll notice the yarder is just all parallel here. Gerri uhhuh. But its a two stage. And this has a lot of the good features, you know . Its also got gerri i love that. Theres another feature that people seem to miss. These are fairly hard to turn. Now, with the slippery snow theyre fine, but these are turning questions. I can, as i turn whichever direction i go, i squeeze this, and it turns easily, and you can make this big machine maneuver easily. Gerri so, peter, this is a big investment. Youve got to make the right choice. Absolutely. And there can be variations. Some of these machines dont work that well. Gerri lets try this one here. Ill let you do it this time. Okay. Gerri pull down, right . [laughter] rich there you go. Thanks again to Consumer Reports for helping us out on that one. Well be right back, but first, heres your consumer gauge with the numbers that matter to you. Its more than the driver. Its more than the car. For lotus f1 team, the Competitive Edge is the cloud. Powered by microsoft dynamics, azure, and office 365, the team can gain Real Time Insights and instantly share information around the globe. When every millisecond counts, staying competitive begins with the cloud. This is the microsoft cloud. holiday mhey is playing i guess were going to need a new santa the music builds to a climax. more people are coming to audi than ever before. See why now is the best time. Audi will cover your first months payment on select models at the season of audi sales event. Visit audioffers. Com today. As you walk away,ar. Crunch a garbage truck backs into it. So,you call your insurance company, looking for a little support. What you get is a game of a thousand questions. Was it raining . Were your flashers on . Was there a dog with you . By the time you hang up youre convinced the accident was your fault. Then you remember; you werent even in the car. At Liberty Mutual we make filing a claim as stressfree as possible. See Car Insurance in a whole new light. Liberty Mutual Insurance rich you still stumped on what to get someone for christmas . If theyre still wearing pastel shirts and blazers with sleeves rolled up, we have one of the iconic white ferraris featured on miami vice is up for sale on ebay. The starting bid, 1. 75 million. The stunt car was driven primarily by don johnsons character, and it is listed with 16,000 miles, bidding will close on january 7th. And believe it or not, sometimes bruce willis cant save the day. The diehard actor has been promoting bank trust, a russian bank. Take a look. Hello, bank trust. How can key help you . Uhhuh. Yes, we can issue you a credit card in one day. Rich but now russias financial crisis has defeated the action star. The bank has been kept afloat with a bailout, but the decline of russias ruble, analysts are predicting theyre going to have to bail out more banks there. Sorry, john mclean cant save em all. Thats it for tonights willis report. Thanks for joining us. Dont forget to dvr the show if you cant catch us live. Making money with Charles Payne is next. Have a great night. Charles dow 18,000. Im Charles Payne, and youre watching making money. We did it, we finally hit 18,000. Now im looking to dow 20,000. Much more on that, but first lets go to Nicole Petallides on the floor of the New York Stock Exchange with all the big news today. Nicole . Hey, good evening, charles. Well, another day, another record here on wall street, a record for the dow, a record fop 500 here at the close, and its worth noting dow 18,000. We saw some of the dow names actually hitting lifetime highs including travelers, visa, 3m, procter gamble, disney and home depot. Weve had a great year on wall street so far, some of the best performers include tesla, up more than

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