Interesting weather you can see in our area right now, weve got nothing going on but a few clouds but as we go through time we will find at least a chance of picking up some heavy rain as we go through tomorrow afternoon. Our temperature of 30 degrees in allentown. Thirtysix reading. 32 degrees in trenton. Thirtysix in the millville area. And 29 up in the poconos. So cold era is here, not as cold as it will be getting by tuesday though. Todays High Temperature should be in the upper 40s. Yesterday we will stop at 44. We should ab the least in the middle 50s so this colder air does hang around for a while. Future weather you can see weve got some clouds out there by the time we hit this evening, we have some chances of some showers, there is a Winter Weather advisory in effect in the poconos and that is from 7 00 tonight until 9 00 tomorrow morning for a chance of getting freezing rain or sleet up in that area, before everybody changes over to rain. So, an interesting forecast today, just, just to kind of glummy and quiet. We will talk more about what is to come on the seven day forecast, coming up, nicole. Carol, thank you. We have some breaking news this morning, the white house trying to confirm the authenticity of a video that Shows Islamic state militants beheading american aid worker peter kassig. Isis posted video on social media that they say shows beheading of kassig and other captives. Twentysix yearold kassig is a army solder from inn yan a he was captured in syria while doing charity work there kassig change from peter to abdul rahman after convert to go islam. And back here at home a deadly accident in south philadelphia is under investigation, this morning. Police say a driver wrapped their car around a pole on columbus boulevard. It happened just before 3 00. The driver died at the scene. The cause of the accident remains unclear. Police say a ten yearold boy accidentally shot himself in the face, Darby Township delaware county. It happened last night around 10 30 in the 1400 block of hook road. Investigators tell thaws two siblings were sitting in their fathers car at his place of work when the boy accidentally shot himself with a 357 magnum gun. It was left in the car. One female juvenile came in, to the shop to tell her father that her brother had shot himself accidentally with the gun. We believe the weapon belong to the father at this point. The first officers on the scene put the boy in the police cruiser, within drove while the other performed cpr on the way to the hospital. The boy is in extremely critical condition, authorities tell us that there is a a possibility of charges against the guns owners. One man is dead after a shooting in north philadelphia, it happened just before 2 30 in the 2800 block of north 21st street. Investigators tell us a 27 yearold man was shot once in the chest and he was taken to Temple University hospital where he later died. There is in word on a suspect or motive at this time. Also new you this morning, crews take another shot at removing iconic pnb letters from the top of the philadelphia high rise, now over the summer workers attempted to remove letters but you ran into a problem. Eyewitness News ReporterSyma Chowdhry is live, with more on that story, same, it is happening as we speak, um. That is right nicole, give me a b. That is what they have been saying all day, pnb, these letters are an iconic part of the philadelphia sky line and they are being removed. Second time is a charm hopefully. These letters, they first a attempted to try to remove them back in august but it turns out the letters were in such poor shape that it was actually very dangerous to remove them without a plan in place. Crews had to return today to try to remove these letters. These letters they started a half an hour ago and it is moving real fast. So far the chopper has removed the pnb that faces east side, the pnb that face north side. Now they are working on the pnb that face the west site. Back in august they managed to take down three letters that were facing the south side before they realized it was too dangerous to continue. Were here on 15th and chestnut. That is because the helicopter is actually taking the letters one by one to 15th and market and dropped it off where crews are receiving the letters, so they can dispose of them. And then the chopper will then return and take the last letter that is standing there. That is the the n, the very last one that is there. They have managed to remove all of the letters so far. Dont forget they also to have remove the bases that were holding the letters as well. So their job is in the done just yet but i have to say they are moving along. They startedded a half an hour ago and they managed to remove the the letters. They are doing it safely. Kudos to them. Nicole, i have to mention, being from south jersey and philadelphia, turf say these letters seeing them in longer on that high rise is a little bit sad for me and philadelphians in our area will miss seeing the pnb up there but, in time, it is time for a new future for that building. Philadelphia national bank, that is what pnb stood for. No longer exists. So it is time to say good bye to those letters. As you you can see is there only one letter left, obviously crews doing a fast job removing these letters. Maybe they will be new letters up there. Live, Syma Chowdhry, for cbs3 Eyewitness News you get used to seeing something on that sky line, sad to see it go. Thanks very much. Penn states president says he will now thoroughly review feet h report that conclude that had high Ranking University leaders concealed key facts about Jerry Sanduskys abuse of children to avoid bad hunt. 2012 report has divided the university and alumni. Some criticized the finding that led to severe ncaa sanctions. President eric baron says he does not want anybody to believe that the university was quote, hiding something. New this morning president barack obama is heading home from an Asia A Pacific trip that included g20 sum tonight australia. He and Prime Ministers of japan and australia a agreed to military cooperation and Work Together on strengthening maritime security, so china become more assertive in that region. The president is calling his trip a strong week for American Leadership saying progress was made in areas of trade, Climate Change and fight begins ebola epidemic in west africa. Another doctor who contracted ebola while working in sierra leone is being treated in the united states. Surgeon martin salea is in omaha, nebraska. Cbs news correspondent Danielle Nottingham last the hatees. Reporter doctor martin salea landed in omaha saturday afternoon and then went by ambulance to Nebraska Medical Center where he is under going treatment. The 44 year old surgeon was working at a hospital in the ebola zone in sierra leones capitol of freetown but not with ebola patients. He started showing symptoms last week. A medical team in sierra leone says that salea was critically ill when he left for the u. Is. We should keep calm, everything will be okay and a so far he is responding very well to treatment. Reporter salea is a citizen of sierra leone who lives in maryland with his wife and two children. His son says his father was aware of the risks going to work in west africa. The fact that he left here to go back to his country and that made me worry a little bites specially when he said doctor and he treats patients, so i dont know who has the virus. Reporter salea explained during an april interview why he returned to help his country men. I do this job because i want to. I believe it was a calling that i go over. Reporter Nebraska Medical Center is one of four u. S. Hospitals with special units to treat people with highly infectious diseases. Salea is the third ebola patient to undergo treatment there. Eight of the nine ebola patients treated so far in the u. S. Have survived. Danielle nottingham for cbs3 Eyewitness News. All right. 8 09. Silence in a shore town this weekend, why you have to be quiet in ocean city, coming up next. Plus this. You do everything to make sure your home is safe but now a quick pick of your key could unlock everything. Im jim donovan. Find out how a smart phone and a photo could allow anyone into your home. Im in. Ill show you latest technology that may have you thinking twice about where you leave your caring for you. Just got a little easier. Pearle vision accepts flex accounts and most vision plans, including eye med. This is genuine eye care, right in your neighborhood. This is Pearle Vision. It is a new way to potentially steel your keys and break into your home. Three on your side consumer reporter jim donovan test whether snapshots of your keys could be the secret to opening up the the doors of your home. Reporter Tyler Higgins is a second generational lock smith. Turn the machine on. Reporter he knows copying keys doesnt require cutting edge technology, but now. The opportunity is there. Reporter new smart phone apps let you you duplicate a key by taking a few snapshots but could that put you at risk each time your keys are out of your site. Possible security risk. Reporter when you get your oil changed, full service car wash, or hand your keys to a valet. At the cbs3 Broadcast Center keys are often left in plane site, sarah works in our promotions department. Sometimes i throw my keys on my desk. Reporter how easily could someone make a copy with sarah as Permanent Mission we tried it out. Using an app called key me i snap picture over two house keys. The as instruct front and back placed on a sheet of white paper. I shot keys on her key ring too like a potential thief might in a hurry. I up loaded pick, shelled out six bucks and several days later they a arrived in the mail. Lets see fit works. This was one we shot off of your key ring, and it worked, that is not good. Hello, were home. Reporter in fact, all four keys we made using the key me app work. Four out of four. Reporter tom is sarah as husband. It is just a matter of time before somebody has ill conceived notions comes along and takes advantage of something that is supposed to be helpful. There is a part that is concerning. Reporter tech expert lance lenoff says it could be hard for criminals to resist using this technology which can duplicate keys for your locker to your safe. Once they have that, they are kind of in business. We have some security measures in place. Reporter jordan myers the co founders of the keys duplicated dot cam like key me says he does screen orders and reject some. Fit looks manipulated in anyway, if it was taken from a bar and zoomed in, if it was kind of blurry walk by a shot. Reporter customers have to use a credit card and enter a billing address. We dont think it is a big threat. Reporter after we were able to get into his house. Im in. Reporter tom isnt so sure. I think certainry you need to be mindful of what work you are doing. Reporter more careful. Yes. Reporter best advice, keep your house key when you hand your car keys to a valet, mechanic or anyone else. While house keys are focus right now, on line duplication of car keys is expect to come soon. Reporting for three on your side, im jim donovan. Wow, that is scary stuff. Turf say. Im in the habit of covering up my credit cards because i have heard people cane those from a far, now you have to worry about your keys. Something you need to get in your house. It is crazy. How is that weather looking. The weather is invading us, not taking a picture, we are taking a picture of it instead. It is glummy looking. Up in the poconos we have got clouds and you do have a Winter Weather advisory that starts at 7 00 oclock tonight to 9 00 tomorrow morning for chance of getting sleet or freezing rain before a general change over to rain. You but generally, everybody ends up with some rain. Just poconos where it could be colder for a period of time and end up with that frozen precipitation overnight. Thirtyseven in philadelphia right now. We are starting to warm up. Thirtynine in wilmington. Thirtyfive in millville. Thirty in allentown. Were starting to warm up. That doesnt mean were warm but just starting to warm up. Moving to the south and these temperatures are starting to warm up. These temperatures were down in the 20s. They are in the 40s in some locations. Warmer air is down there and it will move in our direction before this air moves in our direction. So you know that the eagles are playing and they will be playing in some cold temperatures this afternoon in green bay. Just look at it now in minneapolis and minnesota we have 10 degrees in bismarck. 14 degrees. It is cold out there in minus four, and it moved too fast bring could see it. It is cold in the upper midwest. We have mostly cloudy skies expect today. Tomorrow we could be in the 50s. Yes, because of the air in advance of that very strong cold front coming up from the south where it is starting to warm up but also coming up the rain showers, we will watch for rain here, and some of it could be getting heavy in the afternoon. Even a chance of getting some if you go out there tomorrow afternoon as well. Very strong cold front comes through here. Windy, cold, miserable, on tuesday, and on wednesday, as well, and i mentioned that Winter Weather advisory is for the poconos for carbon, monroe, Sussex County until 9 00 oclock tomorrow morning starts at 7 00 tonight and that is where you might see a little icing going on. Watch out for that before a change over to rain even in that location tomorrow. Future weather, it says that we have clouds here to daze, and then tomorrow and overnight we will start to see the rain. This is 2 00 oclock in the morning. It is not completely out of the question that the Higher Elevations might see a wet snow flake or two mixed in. Even to the north and west of philadelphia, even not as far up as the poconos but generally everybody warms up when we get into this rain and the rain tomorrow morning, we will get rain in the afternoon and maybe we will see some of that heavier rain as we move on towards the rush hour tomorrow, anywhere between maybe a quarter to a half to an inch and a half of rain expect out of this system. So we will dry out after that. But still just know that we could be find something rain totals increasing through our area. Otherwise, today, 52 at the shore. Poconos, 42 degrees. Weve got some cold weather coming up for to us day but not as cold as it will get. Tonight we will drop down to 38 degrees, look at this seven day forecast. Weve got temperatures tomorrow that could be as high as 58 degrees with the rain. Tuesday and wednesday, boy, bundle up, bring those pets in. Weve got bitterly cold weather, tuesday and wednesday before it is slightly moderates. You know, the weekend is a place to enjoy peace and solitude. The place to do that this weekend especially is ocean city for their quiet festival, underway right now. Noisy hot rod heads into ocean city, okay, it is a bus but first thing to come by but it reminds thaws time has come to be as quiet as a footprint in the sandal. As quiet as boardwalk is right now. And, this weekend, and, sun, surf, sand. Yes. But some people are so loud even at the press conference to announce the quiet weekend. Hello. Hi. Reporter keep your voice down. Okay. Reporter is what your name. Noel butler. Reporter stop yelling. Okay. Reporter do you see what i mean . Take bubble making. Now that is ocean city certified quiet, until you really get into quiet. Did you hear how loud that bubble was when it burst. No. Reporter really loud. It was. Reporter popping bubbles, crashing paper airplanes, just deafening just like the wind screaming through leaves outside the capitol. Shh, the Public Library any ocean city where harry has to be doublely quite it this weekend when he asks. May i check out a book. Reporter awfully loud. Can i check out a book. Reporter anyone have ear plugs . In ocean city think weekend knock down the volume, through sunday, perfect time, to use language of sign or the silence of long time companion ship to really hear. You cannot hear it, you have to listening with your heart. Reporter sweet or put another way. Shut up. Reporter laughter is always welcome even on quiet weekends. Ran into some great sports down there. Yes. Harry is very, very funny. Great people down in ocean city. It is a chance to contemplate things that are quiet. Shh, not too loud. Thanks, carol. Lets check on the roads with meg. Meg, feel free to use your full voice, it is okay. Good morning. Right now we have an overhead shot at 202 northbound here between valley forge road and schuylkill expressway. Roadway down to one lane only, left lane can squeeze by here. This is expect to jam quickly as traffic picks up throughout the day. Just something to keep in mind as you make your way on to 202 northbound. Moving over again into center city, we have got removal of the pnb sign today, this is closing, several streets, throughout center city, market street, 13th street and 16th street. Broad street closed walnut street to arch street. These closures will cause major jam ups as traffic picks up this morning. That advertise latest from the cb. Traffic center im meg invilli back to you. Thanks, meg. Coming up, 8 20, Eyewitness News exclusive, inside fox catcher coming up next. We will take you behind the headlines of the legendary local murder case that has the film world busing, incredible details you wont see on the big screen, a remote that lives more wifi in more places. A Movie Library you can take wherever you go. Internet speeds that have gotten faster 13 times in 12 years. The innovators and inventors at comcast labs are creating more possibilities for more people every day. Comcast. Bringing media and Technology Together for you. Back now on Eyewitness News, with an inside look into the real life local murder case that captured headlines. The killing of olympic wrestler dave shut by millionaire john du pont. It is new in the big screen. Fox catcher is out in limited release but before you see it, find out what really happen. We will go deep inside that case as our Natasha Brown talks exclusively with key players who were there in the middle of it all. Reporter in january 1996 john du pont, heir to the Du Pont Company chemical fortune drove to the guest house on fox catcher form in Newtown Square and shot and killed 36 yearold David Schultz. Schultz a wrestling Gold Medalist lived there with his family and trained like hundreds of other athletes at the the estate run by du pont. A moment that brought richard shulberg a Swimming Coach with the fox Catcher Program at the time to his knees. John du pont shot and killed dave schultz and i fell to the ground. Reporter stunned to collapsed richard spent ten years coaching at world class athletic facility built by du pont, a Team Fox Catcher banner still hangs on the wall at Germantown Academy where he has coached swimming for four decades. I loved the guy because he helped so many kids. I loved dave schultz. On that day i lost two really close friends. Reporter world would come to know a different john du pont in the days following murder, increasingly different man who held police at bay at fox catcher farm. Swat team members 40 marksmen are still surrounding the mansion about a mile down this lovely road. Reporter joe met getty and Dennis Mcandrews were prosecutors on the case. We have a extraordinarily wealthy, multi millionaire, expert marksman barricaded in a 47 room mansion on a hundreds acres estate with high powered weapons and armored personnel character in the garage and perhaps 50 caliber machine gun. I said this will not be good. Reporter du pont was lured out, fund to be mentally ill but competent to stand trial despite what prosecutors considered an elaborate act, and seeking insanity. He, to me, was a total participant in setting up an insanity defense by parading him, looking crazy and crazy, more unkept with each court hearing. Reporter heart broken Nancy Schultz followed proceedings intensely. Giving america hope. Reporter her tragedy transferred into a hollywood move which steve carol port trailing steve du pont, mark as her husband David Schultz and channing tatum, is mark, also a wrestler training at du ponts facility. Nancy told our Ukee Washington on talk philly about the big screen transformation of her most dark day. John du pont was a very controlling person. He wanted to have the attention of or actually have the the quality that other people gave like mark and dave and he could not have that. So it was a strange dynamics, and in the film dave tries to get in between mark and john, and they are having a lot of difficulty working with each other. Dave gets in the middle. It creates an monthsty and tension between the two of them. Reporter du pont died in prison in 2010 but those who know this case intimately hope life he took David Schultz life will be lasting memory behind this saga. What is genuinely a great person David Schultz was to all of those who know him as i never did but from that so many stories about his just genuine qualities as a good human being. Reporter Natasha Brown, for cbs3 Eyewitness News. You can catch our interview with the director of fox catcher and more right now on our web site at cbs philly. Com and click on entertainment. Coming up in the next half an hour of Eyewitness News pnb no more those iconic letters are all down now and they will have a live report coming up next. Second season of open enrollment for Health Insurance in the Affordable Care act kicks off im wendy gilette, what you need to know coming up next. And cold again this morning carol has the forecast for your sunday when we come hey welcome home woah, this kitchen looks beautiful. Hey mom its bigger its great, right . Give him the tour. Let me show you quartz countertop, softclose drawers, farm sink, under cabinet lighting, look at this spice rack. Um. Wheres my room . Right there where its always been we had to take just a little bit for the kitchen. Just slide right in ranked highest in customer satisfaction. Ikea kitchens. Find options to fit your budget. Nah, nah, insurance, nah, nah, nah, discount. My names flo, you want to go out with me . No. Uhhuhhuh today, it is sunday november 16th good morning, thanks so much for joining us im nicole brewer. It 8 30. Lets check that forecast. It will be a cold day in the city and all around the region, right carol. But not as cold as it will get. Today is a day we practice for this mar then of cold and we will find real race on the tuesday and wednesday when it gets so cold around here. Lets see what we have at the present time. You can see we have a nice looking shot out in ocean city, this morning. So things are looking extremely nice throughout the ocean city area. We will be dealing with very nice weather conditions today if you like it cloudy. If you like to see things brighten up we can do. That kutztown we have brightened it up a little will bit. Sun comes up behind these clouds. 33 degrees is the temperature out there we have clouds right new with wind of 10 miles an hour throughout the poconos. 7 miles an hour winds in philadelphia. 37 degrees. Calm wind at the shore, 35 degrees there. Thirtytwo in trenton. We have, 34 in lancaster. Thirtysix dover. Cool start to the day but again these temperatures will be higher then our afternoon temperatures on tuesday. Today later on this afternoon we will get in the upper 40s which is better than yesterday when we stopped at 44 degrees. It will be dry today. Clouds are just here today. Our future weather as we put this into motion we will see clouds right through 3 00 oclock, and then we will find a couple rain showers moving into the pictures during overnight time period and they keep going. We will fine a rainy day around here tomorrow with some fog, and even some pockets of that heavier rain moving through,es specially as we head into the afternoon time period. So just know that our weather is going to be changing and after that rain leaves we will end up with some cold air around here. There is also a Winter Weather advisory for poconos starting tonight through first thing tomorrow morning and we will talk about that coming up, nicole. We are following breaking news this morning. Islamic terror group isis claims they have killed american hostage Abdul Rahman Kassig also known as peter kassig. Isis posted video on social media that shows beheading of kassig and other captives. The white house is working to determine the authenticity of that video, 26 yearold kassig is a former u. S. Army solder from indiana captured last year in syria doing charity work. Kassig change his first name from peter to abdul rahman after converting to islam. New this morning, well, it only took two tries but it appears to have work, iconic pnb letters from the top of the philadelphia high rise have been taken down. Eyewitness News ReporterSyma Chowdhry is live in center city with more, syma, you saw it all go down, right. Reporter i did, it is much more quieter now you then it was earlier. Taking a look behind me one South Broad Street that high rise is looking a little name new because letters pnb, have been removed. Now, crews tried to do this back in august and they managed to get three letters off on the south side of the building and then they realized that the letters were in bad shape so they had to try again, second time is a charm. So now we are looking at video of what it looked like when a helicopter crew was hovering over the building removing the letters, within by one. They removed the p, the n, and b, in that order. They went to the north side removed those letters in opposite way, and then they came on the west side and took down the letters. So now there is in more, pnb letters on top of the building, and there is a lot of road closures because the helicopter was bringing them down one by one near 15th and market street. So we still have a lot have of road closures in this area but the main attraction, is gone, now and that was a lot have of people watching the local helicopter just taking letters one by one which are now gone. Now wells fargo was responsible for those letters and felt that the letters were in bad shape to begin with. That is why they wanted to take it down and then back in august when crews did come there to take it down they realizedded they were in worst shape and they had to come back with the plan b, a couple months ago wells fargo spokesperson says they have in plans honorary placing the letters but now we are just going to get used to looking at that naked sky line. I know philadelphians have been used to those letters but unfortunately it is all gone. Live from center sit the eye, Syma Chowdhry for Eyewitness News. Syma, thanks. Second open Enrollment Period for Affordable Care act is now up and running. Get coverage report. Mayor Michael Nutter cut the ribbon officially opening the Northern LibertiesCommunity Center to those seeking information on health plans. The city of philadelphia is working to get uninsured covered, at the center, counselors will help residents sign up for coverage in the Health Insurance marketplace. President obama is also urging consumers to go to the Health Care Web site and review their options. He said they could save money or even find a better plan. Cbs news correspondent wendy gilette has the latest. Your identity has been verified. Reporter new jersey resident joy cornie is a applying for Health Insurance for the first time. I infer even thought bit, really. I was pretty healthy. Im usually pretty healthy. I didnt think i needed anything. Reporter two months ago the diner host got sick, suffering from cert go and high blood pressure. She spent two days in the hospital. What do you think of Health Insurance. Everybody needs to get it and i need it. Reporter she brought her unopened medical bills here to jersey city for an event kicking off the second year of open enrollment for Health Insurance, offered under the Affordable Care act also known as obama care. One of 200 events nationwide. More than 7 Million People got insurance through the program through 2014 but many experienced technical nightmares when the web site healthcare. Gov first launched and repeatedly crashed. This year no reports of problems. In his weekly address president obama urged consumers to shop around. It is worth starting right away and it might make a big difference for your familys bottom line. Reporter are current employees will be renewed. More insurers will enter the marketplace so the options may be different. She got the news she wanted. Because of her income that she would not have to pay anything. I love it. Reporter this years open enrollment end february 15th, wendy gilette for cbs3 Eyewitness News. Much more to come here, we will check with face the nations Bob Schieffer for a sometimes, caring for your neighbors means going the extra mile. When our patient, susan, mentioned her dad couldnt make it in to Pearle Vision to get his eyes checked. We went to him. And we realized, if he had trouble getting new glasses. He probably wasnt the only one. To us, eye care is about living dr. Pearles legacy. Building a trusting relationship with the person behind the eyes. This is genuine eye care, right in your neighborhood. This is Pearle Vision. Face the nation is coming up at 10 30. Joining us now with a preview live from washington is maryland rate or and cbs news chief washington correspondent, Bob Schieffer, bob, good morning to you. Good morning, nicole. Obviously we will start with the breaking news from overnight, this hideous video, of the execution, beheading of apparently yet another american captive, biasis. We will talk to Charlie Dagada our correspondent who spent so much time in the region about that for the very latest details. Then we will talk to israeli Prime Minister benjamin netanyahu, who says last time i have talk to him that israel was ready to take a more active role in the fight against isis. We will ask him about that and what it is that they plan to do. Then as for the big story here in washington, the coming battle over immigration reform. We will talk to the man ran against barack obama the last time out, Massachusetts Governor mitt romney, former Massachusetts Governor mitt romney ande what advice he has for his party and for republicans here in washington on how to deal with all of this. Weve got a lot to talk about this morning on face the nation. All right. Youve got your hand full, bob, thank you. Appreciate it. Still to come this morning getting brighter out buzz still chilly this morning, carol is coming back, foreign colder temperatures just ahead in the seven day forecast, plus this. Reporter a trip to the emergency room is scary enough. There was a lot of blood, so there was a lot of concern. Reporter something that happens after you leave the er could leave your heart racing. I felt like it was bait and switch. Im Stephanie Stahl with the er surprise that is affecting millions, next. Well, having Health Insurance might not be enough to protect from outrageous medical bills even when you think you made sure you are covered. Health reporter Stephanie Stahl has an exclusive look at the growing problem of the er surprise. Reporter a trip to the emergency room is scary enough but when the bills start arriving, you might feel sick all over again. It is in the right, that is sneaky. Reporter jamie howard a tech manager in philadelphia had pounding headaches. He went to the emergency room for what he thought was a complication from the sinus infection. They did some tests, said he was okay and sent him home with the antibiotic. Four months later get this bill in the air saying i owe them a you this dollars. Reporter jamie paid his deductible and he went to an in Network Facility that within covered by his insurance. He was shocked to find out that the doctors in the emergency room were out of network. Once they tell you you to go in and you have a deductible you assume everything is covered. Reporter nobody told you that the doctors were separate. No, never. It was never even mentioned. They are not employees of the hospital, which blows my mind. Reporter growing number of hospitals hire outside companies to provide emergency room doctors, who have their own arrangements with insurance companies. So patients get separate bills. Both in and out of Network Charges. It is not fair to the patient. Doctor kelly a researchers at insuring university found problem have of unexpect out of Network Charges affects 3 million americans, each year. In one ever thinks, i will choose to see a doctor in the emergency that doesnt see my insurance. It doesnt make sense and should in the happen. It is called surprise billing so folks tend to be surprised. Reporter Antoinette Krause is helping people navigate medical bills and Health Insurance. I think it is hard to figure out. Mess of the follow thanks this happened to they dont realize what the situation is or how they could even go about fixing it. Parties involved did their best to make it confusing. Reporter Jennifer Hopper spent months trying to fix an out of Network Charge after her husband was hit in the face with a baseball. I dont think there is any reason why someone should believe that perhaps they are about to see somebody perhaps out of network because emergency carries emergency care. Reporter they made sure they went to the in Network Hospital covered by their insurance and were blind sided when they got another 700dollar bill from the emergency room doctors. I felt like it is bait and switch. I felt like my in Network Hospital was making promises to me that they didnt deliver on. Reporter jennifer for the which is what you have to do. For help with that we have set up links at cws philly. Com, click health. I will put it on facebook and twitter. Im Stephanie Stahl, cbs3 Eyewitness News good all right. Will 45 00. We will check on the forecast in just a minute. First off the cold and snow is not keeping people from having fun in st. Paul, minnesota where these pictures were shot, umhmm. He bail. Cross country skiers, of course, out in the park enjoying this blast of winter. Im sure they are looking forward to it. No snow for us, right new but it is cold out there, isnt it, carol. Yes, maybe i should find my snow shoes. But you not in the short term. We have our weather watchers and they are letting us know what the weather is like in their location, we love that about you guys. Because you help everybody. Lets take a look at these temperatures, 35 degrees, where that . Well, ron russell says that is in riverside, new jersey. What kind of a comment does he have . It feels like 31. How nice and warm. Cold morning for a soccer game. It certainly is there. And then as we move up to lansdale we have christine sake dreary morning here in lansdale, and, i think shes probably tired of the dreary weather like maybe you are. Maybe now is the time to be quiet. And heres a place we can do that . That is in ocean city. The quiet festival is continuing today where we just think about things that are quiet and you are quiet and you walk with a companion and someone you love and not fight today. Because it is a quiet festival in ocean city all day long. Their skies are a little bit brighter then many of the others. Nice day in every location because it will be dry but cloudy, most of the time, most places. We have 37 degrees at the airport in philadelphia. Thirtysix wilmington. 32 degrees in trenton at this point. Still well below freezing. Twentynine in the poconos. Thirtynine down in wildwood, temperatures will be coming up to day, slightly warmer then yesterday, but that is not warm. Thirtytwo in quakertown presently. Thirtytwo in pottstown. Probably getting another or 12 degrees, we should be in the upper 40s in the afternoon. Storm scan three this looks ominous but that is not hitting the ground, air mass, as you can tell by the skin where all of the doors were closed, and just opened up, again, the wood has shrunk in this very low humidity, and humidity, will start to come up a bit, moisture comes up. We will watch this area come into our area and weve got some rain here, starting overnight for most people, and then if you are in the poconos, there is a chance you can see, some freezing rain and a or some sleet. Some icing up there, and that is time period on the Winter Weather advisory for poconos from 7 00 tonight until 9 00 tomorrow morning. For the rest of us we should get used to a dreary day to daze and then a rainy day tomorrow. But it could be milder tomorrow. But with the rain, who could tell. It is enough of this warm air gets here in time, we might find these temperatures getting into the upper 50s tomorrow, there is a chance it doesnt get quite that warm as the air gets blocked and it doesnt quite make you here, but still warmer day probably tomorrow then what we are find to go day in the upper 40s. This blue line, im surprised this doesnt have a coat on because it is so cold behind this we have got temperatures in the 30s on tuesday, the wind will be blowing, into the 30s as well, a and it is High Pressure building in here and then wednesday is almost as cold. In fact, wednesday morning will start on a very cold note. This is weekend with just dry conditions today, to get the gloves, the scarves, and find those thicker socks that you might need or extra heating blanket or whatever it is, call your friends, your heating people saying can you fix my system before tuesday. Also make preparations for your pets to be as warm as you are because it is brutally cold weather coming up on that tuesday, wednesday timetable. As far as today goes we have got clouds out there. We will keep clouds all day long. Tonight we will see some moisture coming in here a wet flake or two north and west, maybe but it is in the poconos where if you see a problem that would be more likely to be it, with a chance of getting some icing up there but even they turn over into rain by thomas these temperatures warm up. So it is a rainy day on monday, monday during the day and monday even as we go through the afternoon with some of that heavier rain may be coming through here right for the rush hour home, how fun is that. And then on tuesday we will end up with that really cold air coming in here and then 35 miles an hour winds. Today looks like tropics, 48 in philadelphia. Fiftytwo at the shore, poconos 42 degrees. It stays dry, until it isnt overnight. 48 degrees is the temperature this afternoon. Thirtyeight through philadelphia. Slightly cold are to the north and west where a wet flake or two could mix when the precipitation starts. Otherwise we have what could be as high as 58 on monday. Tuesdays high in the lower 30s, with all that wind it will feel far colder. Tuesday night, 2 degrees. Wednesday, really cold at 36 degrees, and thursday, were still running below normal but better, at 46. Friday and at day at this point in the lower 40s. Much colder then we should this be time of the year. Do you love watching the weather in i necessity a lot of people that do and you can be one of those people featured in our newscast, all you have to does become an eyewitness weather watcher and sign upright this second. Cbs philly. Com watchers. Nicole. Talented kids, thank you. Check on the roads out there. We will toss it over to meg in the cbs3 Traffic Center. Hey there meg. Good morning, thanks again, starting off here. We have construction on 202 northbound, this is between valley forge road, and schuylkill expressway, roadway down to one lane, of course, only here the left lane is getting by. You can see people are tapping the breaks in this area. So as traffic picks up this morning, this will cause quite a bit of the jam up. Now moving back into center city we have been talking about removal of the pnb sign causing closures today market street, 13th to 16th. Broad street shut down walnut street to arch street, 13th street closed walnut to march, 15th street closed in this same area these closures will cause major jam ups as traffic picks up. That is the latest from the cbs3 Traffic Center im meg, eyew seventwo birds with the tough task of taking on green bay at lambeau feel. Packers 32 behind three in their last 35 home games. The key is the slow down of Aaron Rodgers and packers passing attack the last week aaron threw six touchdowns in the first half with the bears. Rodgers then 16 touchdowns no picks at home with a 141. 1 passer rating. Packers out scored their opponents by 25 points at lambeau. How will eagles slow down the green bay offense. We have to be able to mix it up. He is a quarterback that is well experienced, very smart, knows what he is doing presnap and gets rid of the ball quickly. We have to be able to challenge their receivers on the line of scrimmage so he cannot get rid of the ball as fast as he would like to and that served us well in the past as well. Whenever we do a good job pressing on the outside we get pressures from up front and all of the sacks. But that is easier said than done. Get you ready for slow down of the two of the top teams in the nfc this morning at 11 30 on sunday kick off. Join beasley reese, myself and voice of the Eagles Merrill Reese with cbs3 special contributor, lesean mccoy. That is all for sports. Im leslie van arsdal, have a great day. Go birds. Boy, nicole did we have fun yesterday. We had kidcasters at Plymouth Meeting mall. That little girl is so cutie cannot stand it. Look at her smile. I love the flower. She has little six yearold missing teeth. So cute. Great turnout Plymouth Meeting mall for kidcasters and all of the members of the cbs3 team were there. There is kate bilo, kathy orr show up, Justin Drabick showed up. We saw great kid forecast continuing. We get a lot of weather lovers but we get kids who love to act. They come out. They turn it on for the camera. They turn it on. It is a lot of back to you ukee kind of thing. Love that. They choose their temperatures and their favorite temperatures, and we just had a great time out there we want to thank them for doing that. They must be so excited to meet you and kate bilo. No, they are more exited to get a hold of the microphone and put their talent to the test. Yes. So today about 48 degrees, clouds, tomorrow rain and really cold by the time we get to tuesday and that is the day we have to really watch out for cold and wind because winds on tuesday could be as high as 35 miles an hour, so today is the day to make your plans and get your preparation, seal up windows do all this stuff and include your pets and keeping warm just do all of the stuff you have to do, tuesday, wednesday, it will feel like the middle of winter around here. Then by thursday we will start to moderate. 46 degrees. That High Temperature on, thursday is still 10 degrees below and take a look at those bottom row of numbers. Those are temperatures at night and how youll start the day. We have cold weather on the way, wet weather on monday. Thanks, carol. That is Eyewitness News for now we may be signing off on television but always than line at cbs philly. Com. The sunday morning with Charles Osgood is up next, make it a great day, bundle up out there. By switching to progressive. That was me, mom. [ laugh ] i thought you said, that was me, mom. [ laughter ] captioning made possible by johnson johnson, where quality products for the American Family have been a tradition for generations osgood good morning im Charles Osgood this is sunday morning. The spirit that built america could be boiled down to two words they would be can do that can do spirit that settled the west, forged our industries. That same can do spirit that drives small army of speakers who travel the country saying, you can do it