Can you tell me if, after my personal allowance has been reduced by subtracting my state pension to create my tax code, I should then be including my state pension amount when I fill in my self-assessment?
I must do a self-assessment because I also get some foreign pension as well as a small UK teacher’s pension here. I always submit the UK teacher’s pension amount and all foreign pensions on my self-assessment return, along with the state pension, each year.
However, now that I know the relationship between the tax code and personal allowances, I realise I am not getting my full personal allowance each year and I feel I am actually paying taxes twice on the state pension
Can I stop paying ongoing fees to my financial adviser?
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I m buying an annuity with a £55k pot - why does my broker gets a commission?
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