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It could be argued pension freedoms resulted in a turbocharged shake up of the retirement advice market, so there is little left to do so

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Annuities are a hard act to beat for those who want to maximise their pension income with peace of mind and security. But those who don’t like them because of their limited flexibility and lump sum availability for family after death have options.

News analysis, case studies and informed comment on the challenges facing UK pension schemes, from Pensions Expert, a DG Publishing service

As current rates have brought the breakeven point for annuities holders closer by five years, Isabel Baxter speaks to advisers about their current experiences with the historically conservative product in recent months.

Financial advisers have railed against insurance companies after they faced difficulties arranging annuities for their clients due to poor service and long delays.

The attractive income they now offer means annuities are back on many retirees shopping lists. David Symons is cashing in.

The attractive income they now offer means annuities are back on many retirees shopping lists. David Symons is cashing in.

A glidepath solution that can integrate with retirement portfolios on any platform has been launched by Elston Consulting.

The higher the annuity rate, the higher the rate of return required for drawdown to produce the same income. This means that now it is much harder to beat an annuity and many people are not aware of this.