12 44 News Today

All like to buy at the low and sell at the high. but we saw in march of 2009 a real bottoming in the market and we have been in a bull market since then. will it continue? we dont know. the real question -- this young woman should ask is, what is your time frame? and what do you need the money for? if you have a short time horizon, five years or less, you probably are better off not investing in the stock market. keep it liquid. if you have a longer time frame, five, ten years or longer, saving ...

And next, we have this one from wisconsinment i have a home loan that is 12.44% interest and i want to know how to lower it. now the loan company told me they do not lower interest rates. john, what to do, because that is really high? >> well, 12% on a credit card is good, but 12% on a mortgage is brutal. look, you dont get 12% on a mortgage unless you have bad credit. step one, to increase the credit, because without great credit scores, it wont matter. there are programs to help her. the harp ...