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Microsoft Excel is known for being an excellent tool for tracking things like a budget, inventory, or sales and revenue. But there are so many templates available you might not realize exist that can help you track just about anything.

While Apple Pay and Samsung Pay may be the more popular options for many, Google Pay is arguably more versatile because of the fact that you can use it on pretty much any smartphone. This includes downloading the app on an iPhone, which is something that can't be said for Samsung Pay. And although Google Pay has undergone some drastic changes over the past year or so, it is still a great app and service for those who prefer to use their phones instead of physical cards or cash. But in addit...