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Consumer Finance Monitor Podcast Episode: Banks and Their Customer Relationships: What is the Appropriate Role of Bank Regulators? | Ballard Spahr LLP

Our special guests are Professor Dru Stevenson, South Texas College of Law in Houston, and Brian Knight, Senior Research Fellow, Mercatus Center at George Mason University. In this...
United States Alan Kaplinsky Brian Knight Dru Stevenson Mercatus Center At George Mason University Texas College Of Law

Consumer Finance Monitor Podcast Episode: The U.S. Supreme Court's Pending Ruling on National Bank Preemption: A Discussion of Cantero v. Bank of America, N.A. | Ballard Spahr LLP

On February 27, 2024, the U.S. Supreme Court heard oral argument in Cantero v. Bank of America, N.A., a case involving the effect of the Dodd-Frank Act on the scope of preemption under...
United States New York Matthewa Schwartz Arthure Wilmarth Jr Williamm Jay Alan Kaplinsky

Consumer Finance Monitor Podcast Episode: A Close Look at the Consumer Financial Protection Bureau's Final Credit Card Late Fee Rule: Have Cardholders Been Dealt a Winning or Losing Hand? | Ballard Spahr LLP

Our special guest is Andrew Nigrinis of Legal Economics LLC and former CFPB enforcement economist. The CFPBโ€™s final credit card late fee rule lowers the safe harbor late fee amount that...
United States Andrew Nigrinis John Culhane Alan Kaplinsky Kristen Larson Ronald Vaske

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Consumer Finance Monitor Podcast Episode: A Close Look at the Consumer Financial Protection Bureau's Proposed Rules on Overdraft and Nonsufficient Funds Fees | Ballard Spahr LLP

Our special guest is David Pommerehn, SVP, General Counsel, Head of Regulatory Affairs at the Consumer Bankers Association. In January 2024, the CFPB proposed two new rules: one...
Kristen Larson David Pommerehn John Culhane Alan Kaplinsky Biden Administration Head Of Regulatory Affairs

Consumer Finance Monitor Podcast Episode: The Consumer Financial Protection Bureau's Use of Unfairness to Regulate Discriminatory Conduct: A Discussion of the Consumer and Industry Perspectives | Ballard Spahr LLP

Our special guest is Jeff Sovern, Professor at the University of Maryland Francis King Carey School of Law. In March 2022, the CFPB announced that it had revised its exam manual to...
United States Richard Andreano Jeff Sovern Alan Kaplinsky Us Supreme Court Mortgage Banking Group

Consumer Finance Monitor Podcast Episode: The CARS Rule: What You Need To Know About the Federal Trade Commission's Final Motor Vehicle Dealer Trade Regulation Rule, Part II | Ballard Spahr LLP

Our special guest is Richard (โ€œRickโ€) Hackett, former Assistant CFPB Director responsible for auto finance regulation and presently a member of the Board of F&I Sentinel, which supports...
Alan Kaplinsky Michael Guerrero Brian Turetsky John Culhane Richard Rick Hackett Combatting Auto Retail Scams Rule

Consumer Finance Monitor Podcast Episode: The CARS Rule: What You Need To Know About the Federal Trade Commission's Final Motor Vehicle Dealer Trade Regulation Rule, Part I | Ballard Spahr LLP

Our special guest is Richard (โ€œRickโ€) Hackett, former Assistant CFPB Director responsible for auto finance regulation and presently a member of the Board of F&I Sentinel, which supports...
John Culhane Richard Rick Hackett Michael Guerrero Alan Kaplinsky Brian Turetsky National Automobile Dealers Association

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