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Get clarity. >> neil: youre right. these are some of the wrong to say write. my issue is while we get better police, what about the people who police the system itself? what about congress? it is making villains out of these guys. some might deserve it but i remember barney frank saying everything was honkey dorey with freddie mac and fannie mae. >> the more people that exaggerate a threat of safety and soundness, the more that conjure the possibility of serious financial losses, which i do not ...