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Diversified. . . >> this is the last of the year >> go ahead. >> and this is a clinical -- >> i gray with lizy. >> i agree with lizy. colleges should not be running this type of a scam to bring more money n they are supposed to be about teaching students and john tam me may be right. it is there for that reason and not there to run these types was scams. >> and steve, just a bit of the fair and balanced. some colleges are freezing tuition to help parents out. what do you think about those who ar...