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830,000 trial modifications, that means they are in the first three months of a trial mod. 60,000 have been denied. remember the administration wanted to help 4 million people. at the end of the day, the ability to help these folks has really been con strained by what bankers want to do. there are a lot of players at the table besides the consumers themselves. the president as plan is to bring monthly payments down to 31% of pre-tax income. thats proving too hard to do. at the end of the day wer...