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'We're living in the now': Young couples live abroad to wait out BTO time

SINGAPORE โ€“ In November 2023, newlyweds Clara Hong, 27, and Tim Suen, 31, uprooted to Canggu, Bali. It was now or never to live together for the Singaporean couple, who are waiting for their Build-To-Order (BTO) flat to be completed in 2025. Signing a one-year lease for a one-bedroom villa, the couple, who both work in social media, jet between...
Jawa Timur Nusa Lembongan Indonesia General Jian Sheng Niki Lee Johor Bahru

'We wanted to quickly buy a house before our pay increased': Couple share their journey to owning 4-room resale flat at 21

Everyone's journey to home ownership in Singapore is different, and recently, a couple shared how they managed to buy a four-room resale flat in their early twenties. In a TikTok video uploaded by user Venus on Wednesday (Jan 10), the 21-year-old shared her and her 22-year-old husband's experience in getting their home without financial help from their families. [embed]https://www.tiktok.com/@venuhs/video/7322269046924168449[/embed] At...
Ngee Ann Polytechnic Singapore General National Service Balance Flat Home Loan Eligibility

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First-time homeowners' guide to the new HDB flat eligibility (HFE) letter

Anyone who has ever applied for an HDB flat will know just how bureaucratic the process can be. So, when HDB announced earlir this year that it will be replacing its legacy Home Loan Eligibility (HLE) letter with a new service, it got everyone's attention โ€” and that includes us. We were eager to dive into what comes in the...
Singpass Myinfo Credit Bureau Singapore Home Loan Eligibility Proximity Housing Mortgage Servicing Ratio In Principle Approval

What you need to know about HDB's 2023 Sale of Balance Flats

Chances are, you already know a fair bit about HDBโ€™s Build-To-Order (BTO) and resale flats. But thereโ€™s a third option available in the public housing market: Sale of Balance Flats (SBFs). In this article, we explain what these flats are and what to take note of. Sale of Balance Flats (SBF) are leftover flats from previous BTO launches, surplus Selective...
Singapore General Toa Payoh Balance Flats Balance Flat Selective En Bloc Redevelopment Scheme

What you need to know about HDB's Sale of Balance Flats in 2023

Chances are, you already know a fair bit about HDB's Build-To-Order (BTO) and resale flats. But there's a third option available in the public housing market: Sale of Balance Flats (SBFs). In this article, we explain what these flats are and what to take note of. Sale of Balance Flats (SBF) are leftover flats from previous BTO launches, surplus Selective...
Singapore General Toa Payoh Balance Flats Balance Flat Selective En Bloc Redevelopment Scheme

Better luck next time? Couple won't give up after 8 BTO attempts that allegedly failed

Getting a BTO flat is a rite of passage for many Singaporeans. Unfortunately, due to the overwhelming demand for public housing, some couples have found themselves in for a long wait. One couple, bummed about their failed Build-To-Order (BTO) attempts, complained on Reddit on Wednesday (Oct 12), the day that the BTO results were announced for the highly sought-after Central...
Singapore General Telok Blangah National Development Desmond Lee Member Of Parliament Ministry Of National Development Central Weave

Couple gives up BTO flat selection for a balance flat - here's their journey to creating their timeless dream home

Twenty-seven-year-old Social Media Manager, Lynette Chang met James Neo, a 29-year-old HR consultant, in January 2020. At the time, she lived in Bukit Panjang while he was staying in Tampines. Usually, when an Eastie and a Westie fall in love, they would meet in the middle, say town, if they were to start dating at the time. However, Covid-19 struck...
Singapore General Bukit Panjang James Neo Lynette Chang Twenty Seven Year Old Social Media Manager Dorscon Orange

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