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Feature: Holiday let season – Mortgage Strategy

The housing market looks set for a tough 12 months but one segment that appears to be bucking the trend, for now at least, is the holiday-let sector. Brokers report that demand remains strong, particularly from investors who see more opportunity here than with standard buy-to-lets (BTLs). Disruption to overseas
Lake District United Kingdom Benjamin Blyth Andy Elley David Hollingworth Sam Norris

TSB Intermediary pulls resi loans, relaunches 24 hours later   – Mortgage Strategy

TSB Intermediary is withdrawing selected residential and product transfer ranges at 1pm today (7 March), and will relaunch these products at a rate 20 basis points higher tomorrow (8 March).    Brokers were given 25 minutes warning about the move, sparking anger among intermediaries and renewing calls for lenders to
Benjamin Blyth Hannah Bashford Katy Eatenton Model Financial Solutions Coventry Building Society Consumer Duty

Santander to relax all resi and most BTL affordability rates

Santander for Intermediaries says it will cut all its residential and most buy-to-let affordability rates from tomorrow (14 December).   The unit told brokers in a note: “This means that most of your clients will be able to borrow more than before, while also ensuring we meet our obligations as a responsible
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Fundamental mechanism discovered that fine-tunes gene expression & is disrupted in cancer

Credit: The Wistar Institute PHILADELPHIA and MELBOURNE, Australia -- (May. 17, 2021) -- A team of scientists from The Wistar Institute in Philadelphia and the Peter MacCallum Cancer Center in Melbourne, Australia, discovered a new checkpoint mechanism that fine-tunes gene transcription. As reported in a study published in Cell, a component of the Integrator protein complex tethers the protein phosphatase 2A (PP2A) to the site of transcription allowing it to stop the activity of the RNA polyme...
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New Light: Blyth Spirits - The Magazine Antiques

New Light: Blyth Spirits Peabody Essex Museum, Salem, Massachusetts. In 2005 the Maine auction house F. O. Bailey Antiquarians offered a late eighteenth-century oil portrait of Nancy Bezoil Lane and her daughter Betsy as a painting “in the manner of Joseph Badger.” Marvin Sadik—by then an art dealer, but formerly the director of the National Portrait Gallery in Washington, DC—bought it with a winning bid of $32,480. He had recognized the portrait as the work of the Salem, Massachusetts,...
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