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Responsibility. and, help members organize budgets and pay down their debt. orlando salinas is live in miami, with more. so, orlando, how is it dinner from other financial advice gurus? the church? >> reporter: sure. well, the churchs position, number one is that everything that you have, specifically speaking about your financeses, the biggest thing people consider in their lives, really belongs to god, in the beginning in the first place and that is the big g distinction, now, about five years...