and the consequence of that is it means we have much lower home ownership rates among african-americans, and that central way that middle class families build wealth, the way that a family buys a house and pays a little every month and eventually owns this asset that appreciates, that has just been undercut for african-americans. and so the way i see this is this is why you put a cop on the beat. you put a cop on the beat to say the law is clear, housie housing laws have been out there and fair credit laws have been out there for as long and we say, you know, that is the deal. the last is clear, you can t charge african-americans more than you charge whites. you can t turn them down at higher rates. it should all be about the credit, not about the color of your skin.
investigation of fisa? probably. will he have to stay out of the investigation of the favoritism shown to mrs. clinton? no. he was in the senate at the time. that happened in the obama administration. heather: one of the other things we were discussing. a little confusing to me. the i.g. came out wednesday and said they are going to handle or investigate this fisa, issues with fisa. the inspector general of the justice department think of it like an internal affairs in a police department. his job he has a staff of 500 people. his job is to investigate whether or not others in the d.o.j., f.b.i. or employees, other employees of the department of justice violated justice department procedure. he does not investigate violations of criminal law. he doesn t have a grand jury and he can t subpoena and he can t charge. john huber, the prosecutor from utah. heather: he will be handling fisa in that respect. but he can t do it from utah
inspector general make progress like an independent special counsel could. judge andrew napolitano joins us. the inspector general can t indict, he can t charge, he can t threaten to indict and can only interrogate people or obtain documents or information from people who are current employees of the justice department. now, fisa has been abused for generations. we talked about this off air and on air. fisa has been turned on its head. it s now used to facilitate spying on americans. mccabe and his colleagues took advantage because the fisa court say pushover. it s standard for spying is
mean-spirited, typically trumpian tweed about jeff sessions, why is the inspector general investigating this, he can t charge, all he does is report. why not have a real investigation with prosecutors and fbi agents, no one knows where this is going to go. can the fbi investigate itself or do we need another special counsel? the special councils often expand their own authority and indict people for things that have nothing to do with the original mission with which they were charged. by serious investigation, express authority did by jeff sessions, a friend of mine. i do believe that the whole fisa system has been abused. toward the tip of the iceberg.
right and don t do drugs. my opinion is, if you live a healthy lifestyle, why should you have to subsidize people that do overeat and don t exercise z. we want to encourage healthy lifestyles. a way to do that is through a well functioning system. if you smoke, you are going to pay higher premiums. before obamacare, nowhere in the country could smokers be charged more for health insurance. obamacare made that legal. obamacare was the first time insurers were allowed to charge smokers more. don t make it about smokers. what about people who overeat, who are obese? what about people who use drugs? what about those things? you can t charge it s illegal under obamacare for these insurance companies to reward people for healthy lifestyles. it s not illegal. stephen, that s absolutely wrong. obamacare made it legal to vary