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Teakic thing to do. >> i think its an empty threat, you cant really determine, you know, without actually filing a lawsuit and going through the process if theyre able to pay or not. they cant really determine who the strategic defalters are and i think theyre a bit hypocritical because theyre not willing to work with the homeowners and we have seen time and time again, its just a never ending process trying to modify the loan, and theyre not willing to reduce the principal which is what needs t...