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September 28, 2023
Accord Mortgages is extending its ‘Cascade Score’ range up to 95% LTV. It means that, from today, buyers and remortgagers putting down a 5% deposit will be able to benefit from the changes. The lender says this will allow it to consider applications it might have previously declined. It introduced its Cascade Score
September 5, 2023
Accord Mortgages is taking the opportunity presented by falling swap rates this week, to cut rates on its residential range at the higher LTVs (loan-to-values). Changes to the standard product range offer reductions of as much as 0.20% at 95% LTV, however, the most significant changes include rate cuts of up to 0.98%
November 10, 2022
Accord Mortgages has cut rates in its buy-to-let range, across all loan-to-values up to 75%, by up to 58 basis points. The intermediary-only lender says highlights of the new range include: A two-year fixed-rate deal of 5.64% (down by 58bps) up to 65% LTV, available for both house purchase and remortgage, with a
November 9, 2022
Accord Mortgages has widened its Cascade Score range of mortgages, which it says allows the firm to reach more underserved borrowers. The intermediary-only lender will now offer the range to brokers for remortgage clients, as well as home loan purchases. The Cascade Score range was introduced in April to give an
November 9, 2022
The UK government’s Help to Buy (HTB) scheme is ending after nine years and there is currently no planned replacement. Between 1 April 2013 and 31 March this year, 361,075 properties were bought with an equity loan, according to Interactive Investor, representing a total value of £22.5bn. Without the HTB scheme or a
June 20, 2022
Panel members Emily Smith, mortgage expert, Habito Mark Pattanshetti, associate director, Largemortgageloans.com David Hollingworth, associate director of communications, London & Country Dale Jannels, managing director, Impact Specialist Finance Sarah Tucker, managing director, The Mortgage Mum Matt Tilbury,
April 11, 2022
This week saw all average headline mortgage fixed rates rise, shows data from Moneyfacts. Specifically, the average rate for a two-year fix moved up 3 basis points, to 2.89% and the average rate for a three-year fix gained almost as much, with a 2 basis point rise taking it to 2.92%. The average rate for a five-year
April 5, 2022
Accord Mortgages has introduced a new range of products for those who have previously been declined a mortgage. The intermediary-only lender says the new Cascade Score products have been designed to give an alternative option to brokers whose clients don’t meet Accord’s higher LTV scorecard but do meet its standard