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Claims Arising Under 15 U.S.C. § 1681b(b)(1)(A) — The Certification Requirement - Consumer Protection

In the years following the Supreme Court's decision in Spokeo, Inc. v. Robins, 136 S. Ct. 1540, 1549 (2016) — which held that "bare procedural violation[s], divorced from any concrete harm, [do not] satisfy the injury-in-fact requirement of Article III" — district courts have had to grapple with the question of standing under the Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681, et seq., and in particular, what injuries resulting from an alleged violation of FCRA are sufficiently concrete to invoke Article III standing. This blog post discusses claims arising under Section 1681b(b)(1)(A) of the FCRA. Under that section, a consumer reporting agency (CRA) may furnish a consumer report to an employer

Claims Arising Under 15 U.S.C. § 1681b(b)(1)(A) — the Certification Requirement | Troutman Pepper

In the years following the Supreme Court’s decision in Spokeo, Inc. v. Robins, 136 S. Ct. 1540, 1549 (2016) — which held that “bare procedural violation[s], divorced from any concrete harm, [do not] satisfy the injury-in-fact requirement of Article III” — district courts have had to grapple with the question of standing under the Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681, et seq., and in particular, what injuries resulting from an alleged violation of FCRA are sufficiently concrete to invoke Article III standing. This blog post discusses claims arising under Section 1681b(b)(1)(A) of the FCRA. Under that section, a consumer reporting agency (CRA) may furnish a consumer report to an employer “only if” the employer first certifies that it: (1) “has complied” with the disclosure-to-consumer requirement under Section 1681b(b)(2); and (2) “will comply” with the notice-to-consumer requirement before taking adverse action as required by Section 1681b(b)(3).

Air Force recruiting finds innovative way to save money, time > Air Education and Training Command > Article Display

Air Force recruiting finds innovative way to save money, time > Nellis Air Force Base > News