Covered Cause News Today

On January 24, 2024, the New Jersey Supreme Court in AC Ocean Walk, LLC v. American Guarantee & Liability Insurance Company issued a unanimous...

A consistent pattern emerges in data breach and cyber-attack cases when companies turn to their insurers for coverage after such incidents. Whether they possess specialized cyber...

Ransomware insurance coverage has become increasingly popular in recent years as the threat of ransomware attacks has continued to grow. However, despite the widespread adoption of this...

The Supreme Court of Ohio ruled that a ransomware attack against a business should not be covered by insurance because the attack did not physically or directly cause harm to the tangible components of the software programs encrypted in the incident.

The Ohio Supreme Court waited until the last week of the year to issue what may be the most important silent coverage decision of 2022. Direct physical injury is a fundamental...

The pandemic and political turmoil are causing widespread and long-term economic volatility after many years of positive trends. But covered commercial property losses continue, whether...

Loss of Income Caused by a Government Mandate to Suspend Business Operations Due to the COVID-19 Virus is not Covered by a Standard Property Insurance Policy Because the Physical...

The Ninth Circuit has ruled in Palmomar Health v. American Guarantee and Liability Ins. Co., No. 21-50673 (9th Cir. July 28, 2022) that losses due to the presence of coronavirus particles

Sixteen N.C. restaurants forced to reduce their service or close during Gov. Roy Cooper’s COVID shutdowns in 2020 will not be able to use their insurance to cover their losses. This after the N.C. Appeals Court released a unanimous ruling on Tuesday in favor of the Cincinnati Insurance Company. In the appeal, the insurance company

The Massachusetts Supreme Judicial Court declared that three restaurants suffered no “direct physical loss” From COVID-19 closure orders, becoming the first state high court in the U.S. to rule against policyholders over pandemic losses.