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Is as you said, and here is where you get the a, because by making plans more expensive, by adding stuff that people do not need so that you are 60 years old and you are a single guy, you are getting maternity coverage and you are paying for it. subsidizing the uninsured. instead of subsidizing them directly with a tax and being honest with that what you are trying to do is disguise it by hiking the premiums and here is what people leave out, hiking the deductibles. and thats where people are go...

For the buck, the return object investment, where there is overlap and redundancy, is it built into the system the right way, or is it a redundancy where youve got multiple intel analysts doing the same type of analysis, and that is worthless, and how do you get rid of that type of redundancy? >> yeah. how much of this, roger, in your assessment is a little bit throw money at the problem and also kind of cover your behind? i thought it was fascinating, weve got analysts writing multiple reports ...

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