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The Family Home-Buying Guide

Pre-approval is a smart idea. Taking this step means youve been tentatively approved for a mortgage of a certain size, giving you a sense of how much you can safely spend on a home. It also shows sellers that youre a serious contender, which can make a difference when youre bidding against other buyers. "There are two main things a seller wants to know about buyers: Are they willing to pay my price and can they close a deal if we agree?" says Dale Taylor, a realtor in Chicag...
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