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Dont want insurance companies to drop out like humana and etna have done. lets shorten the enrollment period so you dont have as long to enroll. that actually -- that is going to help the big insurance company but what about the people who need to enroll? >> what we are seeing is unfortunately people were enrolling when something would happen. now all of a sudden they need coverage and they werent preemptively paying premium. insurance companies taking massive losses because they arent having th...