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Last chance to opt for higher EPS pension is July 11: Here's what you should do

Numerous hurdles such as lack of the option to withdraw the application if not satisfied with EPFO’s calculations, limited access to past salary data, and no return of investment option take some of the shine off this scheme. Still, it can be beneficial to some
Pankaj Mathpal Kuldip Kumar Saraswathi Kasturirangan Suresh Sadagopan Employee Provident Fund Organisation Employee Pension Scheme

Loan against FD is the cheapest, easiest loan for short-term needs; when should you go for it?

Fixed deposit or FD: A loan against your fixed deposit (FD) is one of the most cost-effective and easiest possible loans available in the market. If you have a fixed deposit and want a loan, the bank will lend you the money against your deposit. How much loan can you take against your FD? What will be the interest rate, tenure, processing fee, repayment schedule? When should you opt for it? All questions answered
Vishal Dhawan Naveen Kukreja Adhil Shetty Ajinkya Kulkarni Abhijit Talukdar Investment Adviser

Want a longer home loan tenure of 40 years for lower EMIs? Be ready to pay 133% higher interest

Bajaj Housing Finance has recently extended the maximum tenure on its home loans to 40 years from 30 years for salaried borrowers. For a 40-year home loan, the company now offers equated monthly installments (EMIs), starting at Rs 733 per lakh. Longer tenure helps you bring down the EMI amount. Isnt a 40-year home loan with lower EMI an attractive deal, considering you have 10 more years to repay the loan? Probably not. Know why
Ajinkya Kulkarni Adhil Shetty Naveen Kukreja Bajaj Housing Finance Chief Executive Officer Dev Ashish

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Business News | Hello Money India P Ltd: A Leading Financial Startup Expanding Its Footprint in Banking Products

Get latest articles and stories on Business at LatestLY. In the ever-evolving landscape of financial services, Hello Money India P Ltd has emerged as a prominent player, offering credit card sourcing and credit line products. With over five years of industry experience, this East Delhi-based startup has established itself as a trusted partner, collaborating with 17+ leading banks and major Non-Banking Financial Companies (NBFCs). As the company enters an exciting phase of growth, it aims to expa...
New Delhi Deepak Arora Hello Money Indiap Ltd Banking Financial Companies Nbfcs East Delhi Based Non Banking Financial Companies

changing jobs, switching jobs, new job, tax matters, form 12b, tax filing, investment proof, form 16, health insurance, company health insurance, EPF, VPF, UAN, salary hike, SIP, equity funds, prepay loan, home loan, credit card dues,

Update your new employer about your income and tax deduction at the earlier job to enable correct TDS calculation. Use the salary hike to pre-pay your loans and set aside some money for investments.
Shantala Kumble Mayur Shah Abhishek Bondia Income Tax Department Moneycontrol Securenow Health Insurance Ratings International Money Matters

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