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In preparation for the upcoming festival season, it is important to highlight the importance of mindful spending, with a focus on avoiding overspending, understanding gift taxation, and implementing effective savings management strategies.

By demanding the appointment of nodal officers at every credit institution, assigning a financial penalty for delay in redress of customer grievances, and regular updates to the customers on access of their credit information reports, one can expect the industry to be more customer-friendly.

As the eagerly anticipated festival season approaches, its crucial to emphasize the significance of practising mindful spending habits. Here we will explore the risks of overspending, gift taxation, and effective strategies for managing your savings throughout this festive period.