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We make $10k per month and are in our 50s - should we sell our 4-room HDB flat to upgrade to a condo or EC?

Hello, Thank you for all the insightful articles. We are in a dilemma with some property decision and hope you can advise us. We live in a four-room resale HDB which we bought for $388,000. Husband is 51 years old and I am 52. Only my husband is working with $10,000 gross a month, while I'm a sole proprietor selling...
Essential Occupier North Gaia Fragrant Woods Mortgage Servicing Ratio Copen Grand Total Debt Servicing Ratio

7 ways to avoid ABSD legally in Singapore

Remember back in the 1990s? Those were the days when Singapore property investors strutted around, explaining how every home they bought made the next home purchase even easier. The rent from one property paid for the next property, the rent from that property paid for a third, etc. You could say those were the glory days for a property investor...
Additional Buyers Stamp Duty Executive Condominium Permanent Residents Buyers Stamp Duty Sellers Stamp Duty Essential Occupier

Buy 3-room flat now, own 2 properties later: 7 reasons why these flats are an underrated choice

Among Singaporeans, there's an unspoken agreement that – if you buy an HDB flat – you should go for the largest flat type you can get. It's not always just about having more space or for future family planning; it's also due to the expectation that three-room flats will perform worse than five-room flats, or five-room flats will perform worse...
Singapore General Kallang Whampoa Among Singaporeans Additional Buyer Stamp Duty Single Owner Essential Occupier

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