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Mortgage practices.ç payment penalties that lock people into exploding interest rates. those are the loans that were securitized and then poisoned the financial system, that melted everything down last year. that piece is good. i believe the bureau protection system is good. rather than having families lose their money to scams, we prefer they have real solid financial opportunities before them. the better families do, the stronger we are as a nation and the better quality of life well all hav...