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CFPB Focus on Mortgage Servicers and Loss Mitigation Programs

CFPB noted increase in borrowers needing loss mitigation assistance and cited mortgage servicers for violations relating to loss mitigation: charging fees in violation of the CARES Act and failure to evaluate complete loss mitigation applications in violation of Regulation X
Consumer Financial Protection Bureau Fall Supervisory Highlights Coronavirus Aid Economic Security Financial Institutions And Banking Fpb Regulation

CFPB Fall Supervisory Highlights Shed Light on Agency Priorities – Mortgage Servicing Loss Mitigation Violations | Bradley Arant Boult Cummings LLP

The COVID-19 pandemic has been a focal point for the Consumer Financial Protection Bureau (CFPB) – especially with regard to mortgage servicers and loss mitigation programs. In its Fall...
Consumer Financial Protection Bureau Bradley Arant Boult Cummings Fall Supervisory Highlights Coronavirus Aid Economic Security

CFPB Prioritizes Small Dollar Lending

The CFPB indicated its intention to focus on small-dollar lending activity and expressed a concern for any lender’s business model that is dependent on consumers’ inability to repay their loans. CFPB’s Supervisory Highlights found violations in small-dollar lending.
Fall Supervisory Highlights Supervisory Highlights Fpb Supervisory Highlights Financial Institutions Small Business Loans Consumer Finance Law

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