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It is estimated in five years about 13 million people will have lost their homes. now, we talk about sales of new homes and used homes, but what about the people who already have their homes who worked hard and have done the best they could and simply lost them through no fault of their own? >> we need a major grace period until this economy turns around. >> exactly right. it seems to me -- you know, the other thing, ed, that really upset me, we could not get legislation through the senate so th...