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And major ones theyre going to kick in the next 20 years to really balance the budget with the retirees and thats the big problem were not going to address. >> we might be bet her off, but i want to get to john lay field. we might be better off. look it, washington could do this in an easier way, in a more professional way, but were not likely to see that. so, maybe the sequester is the only way were getting any cuts. >> were fot going not going to nobodys going to cut. nobody. according to his ...

So, theres a lot of people underwater that bought at the height of that market. its not good out there. i think its getting worse. >> well, toby, actually, they might be feeling richer because wall street has certainly been on a tear and housing is starting to lay had a foundation, isnt it? >> a pertinent pun. yes, were up 12% year over year and i believe that gary was playing tennis when that came out. the other issue, there is no question that this cash out of the system, its got out of the sy...