Guarantee Issue News Today

Maura O’Toole,Fitzgibbons Agency 315-312-0803 When it comes to applying for Medicare, what you have to do will depend on your individual situation. Suppose you already receive Social Security or Railroad Retirement benefits (or will get them at least 4 months before you turn 65). In that case, you will automatically be enrolled in Medicare Part A and Part B when you become eligible. Your Medicare coverage will be effective the first of the month in which you turn 65, or if your birthday is on...

Them something concrete? >> it may help democrats, but remember that the individual mandate was more or less defunded with the tax reform bill. if the matter of issue that is a requirement that everyones that health insurance, i they is a major liability. we have not heard that yet. it is on appeal and it remains to be seen, but if the guarantee issue so people with pre-existing conditions would not be able to be guaranteed coverage, if they lost that productiopr prodirectipr protection, i think...

Of months. so how do we know why? >> we do but nobody wants to talk about it. you remember bill clinton talking about obamacare as a crazy system. hes talking about people are busting it and then theyre left with premiums that have doubled and their coverage cut in half. those are those forgotten men and women. but we know why those premiums have doubled. weve done something with our healthcare system like you would do with auto insurance. states that have innakt acted guarantee issue, which is ...

The united states getting actively involved. the vice president getting actively involved. really people like tom mcarthur and fred upton coming together with solutions to make sure my district, which is different from their district, is protected. not only from pre-existing conditions but, obviously, making sure we drive health insurance premiums down. but im optimistic well take a good step forward, send it to the senate and make it better there. >> lets dig into substance. you mentioned pre-e...

Contribute to your bad health. some of it is hereditary. you cannot help the way you were born. your family has predisposition towards heart disease, what do you do about that? >> diabetes, breast cancer, its a billion things to list here. >> exactly. this notion that youre somehow going to, suddenly have them pay more for that, thats ideal, okay, fine, we can do that, how do you mitigate against the poverty. i mean, what do you do to address the fact that they cannot necessarily afford more, so...

Printed. >> when do you think youll get that score? >> thats up to wbo. >> can you explain a little more about this insurance gaps and how thats vind ter youll find a similar version of this to cover pro existing conditions in map care nrjs one. issues we found is that some people were guaranteeing the system with guarantee issue. its not that they had an extreming issue, they for nine get 2012, when you have a preexisting condition, you look

>> can you explain a little bit about this insurance cap, premium or hike or fine or whatsoever its being called and how thats different than the current individual mandate? >> sure. so were looking at continuous coverage. this is not a novel concept. its -- youll find a similar version of this to cover pre-existing conditions in medicare part b, medicare part d and in the employer market. so we modeled it after that. one of the issues we found is that some people were gaming the system with gua...

Household income since the president has taken office its gone down on average $3700. people are squeezed with higher premiums, lower take home pay. its harder to make ends meet. thats the result of what this has brought about for people in this country. >> we agree something had to be done with the health care system. >> for sure,8"? >> what would you have proposed for people who are in that category like the younger men who will go up 97% cost in premium. what would you have done? >> i dont th...

Household income since the president has taken office its gone down on average $3700. people are squeezed with higher premiums, lower take home pay. its harder to make ends meet. thats the result of what this has brought about for people in this country. >> we agree something had to be done with the health care system. >> for sure,8"? >> what would you have proposed for people who are in that category like the younger men who will go up 97% cost in premium. what would you have done? >> i dont th...

Slippery slope examples that opponents will have brought forward and seemed convinced oral argument could be dangerous about the mandate for health insurance. >> all right. so lets talk about the other way. the justices could strike down the mandate. the key provisions that the obama asked to kill the provisions if the mandate is struck down. what are they and why would they want more provisions of this law struck down? >> these are the patient protection and affordable care act. the guarantee i...