all really important information. do you have a final message at the end of the year about debt and credit cards? i would take the refund that you get and use it to pay off your holiday debt. use it to pay off the credit card. here s the thing, people wait and file late in the game. why not file right when the irs is open for business. e-file opens january 14th. get your forms, get organized, direct deposit and you ll get that refund in as little as ten days. you can file early and get thal money early and write off that debt early. vera gibbons, happy new year to you. thanks for all that good information. we have breaking news right now to update everybody on. we have a deadly tornado that has hit arkansas. let s go to bill karins who has the latest on that. a look back at radarinismation and three fatalities and small, rural community on the arkansas border. these storms went through about 6:00 a.m. local time and the path that the tornadoes took.
She wrapped up her cat. that s a classic christmas movie christmas vacation. hopefully you won t get a gift like that and hopefully you ll find time to figure out what to give rather than wrapping up the family pet. what do you do if you forgot someone on your list? if you re thinking about regifting. here are all the rules for gifts this holiday. carmen, sarah, and wendy are back to talk about gift-giving ethics. if you re using a credit card, people are going to spend more like 78 more they re going to spend this year than last year. and most people say they re going to pay off their holiday debt by the end of january. i mean, that s look, that s good intentions. but the road to hell is paved
I appreciate it. and now how to make your holiday debt go away? what just happened that could make 2011 the year america bounces back for good? can do.™ hññh÷ño some people think allstate only protects your car. here s the truth. allstate can also protect your home or apartment, as well as your boat, motorcycle, rv, and snowmobile,
Spend, to save money, than to go out there and spend for the country. guest: well, i understand the consumer spending makes up two thirds of economic activity but there are other stats to watch out for, the fact that consumers are still saddled with holiday debt from 2009. the average household has $10,000 in credit card debt, unemployment rate is 9.6 percent, and you see the other stats and you look back and think, well, it is our duty to spend, but spend when our means. and to take care of that debt. it is an amazing stat that 13 million-plus people are still in debt from last year s holiday dealing with this year. but it is a catch 22, because we need people to go out and spend to get the economy pounds back but we need people to pick up their spending. guest: we are seeing that
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