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The community reinvestment act? >>neil: but, regardless of what the government tries to do or not do, maybe, as we mentioned at the outset, we are headed into something bad again, double dip, or prolonged recession? what? >>guest: we are coming out of what is supposed to be the worst economic recession in living memory and as was said, that is because the government encouraged private lendeñs to lend into the private home mo)tgage market. we have seen the results oã that. absolutely disaster. ...