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Consumer who is still uninsured. You do not have insurance now foryou did not sign up health insurance. Depending on your circumstances, you might have to wait until late this year to sign up. The open enrollment time ended march 31. There was wiggle room for people who had trouble signing up, if you are on one of the dysfunctional computer system, they gave you extra days. There was a big rush at the end, as a lot of people expected. Big crowds on the systems. Unless you have a special circumstance, you have to wait until the november enrollment time for january 2015 coverage. A lot of exceptions. If you are in a special situation, if you have coverage now but you lose it between now and the end of the year, if, for example, you are with an employersponsored plan, you lose your job and you lose the coverage, you can go to these exchanges. The open enrollment has an exception and you can go on the exchange and get coverage. If you get married, other exceptions let you get on and get in

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